Financial advice - 32y/o, married

[Bojack]

@Sirob

could you provide a breakdown of this 90 kchf expenditure?

I can give you a breakdown of my own expenses. I don’t track the expenses of my gf, only know she spends less.

Here are my expenses for 2018:

Regarding taxes & pillars, it’s more complicated. I guess my taxable income is around 220k, 150k ends up in my bank account, I spend 50k and save 100k.

[Stach]

I like the overview. What tool are you using here?

[MrCheese]

This is fava. A Web-UI for beancount.

[rolandinho]

@PriorBall

VT is only available for US investors

Not true. CH investors can buy VT, at IB, Postfinance, etc. etc.