I mean Herterbrücke (where the 3M renovation happened last year), it’s right after the Sihl and the Hertersteg, that’s the overpass to go over the train tracks before Huerlimann Areal.
I don’t precisely track out expenses but the additional annual expenses when child came along have been roughly:
8k for a larger apartment
2k for a cleaner (this is the thing I think we get most value from tbh, since our time is now so much more limited than before)
16k kita (2 days a week)
~5k or so on food due to buying organic / higher quality ingredients than before.
We seem to have quite a large number of fairly expensive kid related one-off expenses (e.g. furniture, bike trailer, carriers, car seat…) Each one feels at the time like it’s an exceptional one-off thing but cumulatively they probably sum to like 8k a year
You are saying that Google used to subsidise childcare costs for its employees? Do you know when that stopped happening? As far as I understand from my network that is no longer the case.
I believe Google paid money to reserve places available at certain Krippen to be available for Googlers. I don’t think they subsidized the childcare costs.
Today I learned that my favorite portfolio tracking tool – DivviDiary – also includes an analysis to reveal allocations and returns per region.
I was surprised to see my holdings[!] (total, not just my dividend growth portfolio) seemingly contain just about 10% more North America than the MSCI ACWI (and I am not even holding any Big Tech – “Look Ma!No Mag 7!” – except for Broadcom (which technically isn’t even Mag7).[7/8]
Talk about diversification!
f Don't you get fooled by that seemingly large number blacked out in my portfolio regions screenshot. Just wanted to mess with your mind about my net worth. The actual length of the number is closer to the two small vertiical lines indicated in the blacked out number.
Actually Industrials were slightly over 20% for a very long time thanks to Thompson Reuters. Finance took over mainly because of my last two additions, CNA and APAM.
They just pay the best dividend in my mechanical selection list from the U.S. Dividend 100 index, that is all.
I don’t sell because of the “more than 20% sector” rule, but I don’t buy or even invest dividends there any longer.
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