# Earn compound interest on Crypto

**URL:** https://forum.mustachianpost.com/t/earn-compound-interest-on-crypto/6027
**Category:** Investing / Cryptocurrencies
**Created:** [March 22, 2021, 2:26pm UTC](https://forum.mustachianpost.com/t/earn-compound-interest-on-crypto/6027 "2021-03-22T14:26:42Z")
**Posts on this page:** 10
**Page:** 2

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### Author: ![nabalzbhf](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/nabalzbhf/32/3277_2.png) [@nabalzbhf](https://forum.mustachianpost.com/u/nabalzbhf)
#### Post date: [March 30, 2021, 11:58am UTC](https://forum.mustachianpost.com/t/earn-compound-interest-on-crypto/6027/21 "2021-03-30T11:58:10Z")

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That’s the net return (after fees). The gross yield is double that of premium: [Smart Yield Account – SwissBorg](https://help.swissborg.com/hc/en-gb/articles/360015833038-Smart-Yield-Account)

25% cut for safety net, 25% cut for SwissBorg and another 25% cut for standard (that’s 0% for premium).

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### Author: ![Oliv](https://forum.mustachianpost.com/letter_avatar_proxy/v4/letter/o/45deac/32.png) [@Oliv](https://forum.mustachianpost.com/u/Oliv)
#### Post date: [March 30, 2021, 12:32pm UTC](https://forum.mustachianpost.com/t/earn-compound-interest-on-crypto/6027/22 "2021-03-30T12:32:12Z")

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And to be a premium member there you need to lock 50’000 of their coins for 12 months (roughly $50-60k).

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### Author: ![arturofich](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/arturofich/32/5221_2.png) [@arturofich](https://forum.mustachianpost.com/u/arturofich)
#### Post date: [April 7, 2021, 4:32pm UTC](https://forum.mustachianpost.com/t/earn-compound-interest-on-crypto/6027/23 "2021-04-07T16:32:23Z")

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Oh, that is the topic I was searching for!  
I’m also testing Swissborg since few weeks and am searching for answers about the “safety” and “wiseness” or not of this “Smart Yield” feature that gives you interests everyday. So if you have an opinion, please help me! 🙂

I [reflected on this](https://fich.substack.com/p/stablecoin-et-staking) (in French sorry) in my newsletter btw.

> [@MeowMeowFuzzyface](#):
>
> 40% ??  
> No…it’ should be around 10% p.a. for USDC…

Actually it varies everyday.

> [@Oliv](#):
>
> And to be a premium member there you need to lock 50’000 of their coins for 12 months (roughly $50-60k).

As I understood they will “soon” add a “Community Premium” where you need only 2k tokens instead of 50k. But no date announced yet…

For those interested to try Swissborg: Starting yesterday, and until the 13th, they double the rewards of the referral program (it’s up to 200euros for each of us if you depost 50euros). I can give you my referral link

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### Author: ![Oliv](https://forum.mustachianpost.com/letter_avatar_proxy/v4/letter/o/45deac/32.png) [@Oliv](https://forum.mustachianpost.com/u/Oliv)
#### Post date: [April 7, 2021, 5:54pm UTC](https://forum.mustachianpost.com/t/earn-compound-interest-on-crypto/6027/24 "2021-04-07T17:54:34Z")

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Honestly it sounds like a ponzi scheme to me, just look at the price action on their coins this month when the first premium users could unstake their coins and sell them. Overall, I have a poor opinion of swissborg since the ico days, so I am probably biais.

Generally speaking, the current interest rates are likely to decrease as there are more lenders than borrowers, as we see with Blockfi already who decreased their rate. I still think it will become a very viable option vs. saving accounts.

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### Author: ![arturofich](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/arturofich/32/5221_2.png) [@arturofich](https://forum.mustachianpost.com/u/arturofich)
#### Post date: [April 8, 2021, 1:07pm UTC](https://forum.mustachianpost.com/t/earn-compound-interest-on-crypto/6027/25 "2021-04-08T13:07:35Z")

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> [@Oliv](#):
>
> just look at the price action on their coins this month when the first premium users could unstake their coins and sell them.

Only 15 premium users sold their shares according to CEO announcement on Tuesday (5% of them) – \> [https://youtu.be/k--OyPlbXME?t=788](https://youtu.be/k--OyPlbXME?t=788) (time code 13:07). So I’m not sure your first argument is valid. But it’s your opinion, which I respect of course.

> [@Oliv](#):
>
> Generally speaking, the current interest rates are likely to decrease as there are more lenders than borrowers

This seem to hold true, you’re right. Cause they just shared what happened with the yields on ETH and USDC this month, and at least for ETH it decreased a bit. They’re pretty open about the number here: [Smart Yield Report: March 2021](https://swissborg.com/blog/smart-yield-report-march-2021)

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### Author: ![kraphael](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/kraphael/32/6366_2.png) [@kraphael](https://forum.mustachianpost.com/u/kraphael)
#### Post date: [December 12, 2021, 11:43am UTC](https://forum.mustachianpost.com/t/earn-compound-interest-on-crypto/6027/26 "2021-12-12T11:43:56Z")

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Hi everyone, I would like to diversify from celsius and was looking for an alternatives to earn some sweet crypto yield. Cryptoborg seems interesting, rates seem ok. Any long term experiences or other recommendations here in Switzerland? Can anybody send me a sign up code?

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### Author: ![Dr.PI](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/dr.pi/32/5299_2.png) [@Dr.PI](https://forum.mustachianpost.com/u/Dr.PI)
#### Post date: [December 12, 2021, 11:56am UTC](https://forum.mustachianpost.com/t/earn-compound-interest-on-crypto/6027/27 "2021-12-12T11:56:39Z")

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On which coins? I did some research recently.

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### Author: ![kraphael](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/kraphael/32/6366_2.png) [@kraphael](https://forum.mustachianpost.com/u/kraphael)
#### Post date: [December 12, 2021, 11:58am UTC](https://forum.mustachianpost.com/t/earn-compound-interest-on-crypto/6027/28 "2021-12-12T11:58:56Z")

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Bluechips and stable coins, I am a hodler and don’t care about short term price action, BTC, ETH, ADA, USDT, DAI,…

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### Author: ![Dr.PI](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/dr.pi/32/5299_2.png) [@Dr.PI](https://forum.mustachianpost.com/u/Dr.PI)
#### Post date: [December 12, 2021, 1:45pm UTC](https://forum.mustachianpost.com/t/earn-compound-interest-on-crypto/6027/29 "2021-12-12T13:45:19Z")

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I don’t invest in stablecoins, I use them for funds transfer sometimes.

For BTC I didn’t find anything better than Celsius. There is a limit after which they have lower rates, but I am far from it.

For ETH there are two options: lending platforms or stacking towards ETH2. For now I do ETH2 stacking at binance.

For ADA the best I found is fixed deposits at binance.

Bitcoin Suisse also shows interesting interest rates, but I didn’t try it.

> **[Staking Cryptocurrencies & Earn Rewards | Bitcoin Suisse](https://www.bitcoinsuisse.com/private-clients-staking)**
>
> Stake major proof-of-stake crypto assets with Bitcoin Suisse. | Ethereum 2 (ETH2) | Tezos (XTZ) | Polkadot (DOT) | Swiss & Secure | Premium Support

Also kraken.

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### Author: ![dbu](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/dbu/32/1552_2.png) [@dbu](https://forum.mustachianpost.com/u/dbu)
#### Post date: [February 2, 2022, 11:06am UTC](https://forum.mustachianpost.com/t/earn-compound-interest-on-crypto/6027/30 "2022-02-02T11:06:59Z")

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Did anyone hear of this?

> **[What Crypto Nodes Are Profitable \[2024\]: Best Crypto Node For Passive Income...](https://tradewise.community/what-crypto-nodes-are-profitable-identifying-lucrative-opportunities-in-cryptocurrency-node-operation/)**
>
> Do you want to make passive income in the world of cryptocurrency but don’t know where to start? Have you considered becoming a node operator? Crypto nodes play a crucial role in the functioning of blockchain networks, and they can also be a highly...

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