# Degiro / flatex account unavailable?
**URL:** https://forum.mustachianpost.com/t/degiro-flatex-account-unavailable/4846
**Category:** Investing / Brokers
**Created:** [December 3, 2020, 4:18pm UTC](https://forum.mustachianpost.com/t/degiro-flatex-account-unavailable/4846 "2020-12-03T16:18:03Z")
**Posts on this page:** 12
**Page:** 2
### Author:  [@Yanikuza](https://forum.mustachianpost.com/u/Yanikuza)
#### Post date: [June 10, 2021, 1:33pm UTC](https://forum.mustachianpost.com/t/degiro-flatex-account-unavailable/4846/21 "2021-06-10T13:33:05Z")
Time to move for IB 🙃 ?
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### Author:  [@Erma](https://forum.mustachianpost.com/u/Erma)
#### Post date: [June 10, 2021, 1:44pm UTC](https://forum.mustachianpost.com/t/degiro-flatex-account-unavailable/4846/22 "2021-06-10T13:44:40Z")
Weird. I still have the CH IBAN there.
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### Author:  [@mabi](https://forum.mustachianpost.com/u/mabi)
#### Post date: [June 10, 2021, 2:22pm UTC](https://forum.mustachianpost.com/t/degiro-flatex-account-unavailable/4846/23 "2021-06-10T14:22:01Z")
In my case I am already at IB, I just like to have at least two different brokers not to put all eggs in the same basket as they say…
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### Author:  [@SwissMousse](https://forum.mustachianpost.com/u/SwissMousse)
#### Post date: [June 10, 2021, 5:58pm UTC](https://forum.mustachianpost.com/t/degiro-flatex-account-unavailable/4846/24 "2021-06-10T17:58:43Z")
I have a new, CH IBAN… at Deutsche Bank… not CIC
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### Author:  [@GdOeS](https://forum.mustachianpost.com/u/GdOeS)
#### Post date: [June 10, 2021, 8:56pm UTC](https://forum.mustachianpost.com/t/degiro-flatex-account-unavailable/4846/25 "2021-06-10T20:56:41Z")
Me too, but actually the IBAN remains the same as before… is it even possible to keep the same IBAN in a different bank?
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### Author:  [@San\_Francisco](https://forum.mustachianpost.com/u/San_Francisco)
#### Post date: [June 10, 2021, 10:17pm UTC](https://forum.mustachianpost.com/t/degiro-flatex-account-unavailable/4846/26 "2021-06-10T22:17:45Z")
> [@GdOeS](#):
>
> is it even possible to keep the same IBAN in a different bank?
Not really (unless, of course, banks get taken over or merge).
IBAN usually do include routing information, often down to branch level, that belong to one bank.
And there’s no portability as in mobile phone numbers.
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### Author:  [@yetanothername](https://forum.mustachianpost.com/u/yetanothername)
#### Post date: [June 11, 2021, 9:01am UTC](https://forum.mustachianpost.com/t/degiro-flatex-account-unavailable/4846/27 "2021-06-11T09:01:29Z")
> [@yetanothername](#):
>
> For laughs and giggles, I have added a EUR account from PostFinance and transferred some EUR to the Dutch IBAN. Let’s see what happens.
I have paid some EUR into DeGiro on the NL account. It now sits in my EUR Money Market Fund.
I guess I will have to convert it manually. I can still only withdraw from the CHF account.
> [@Erma](#):
>
> Weird. I still have the CH IBAN there.
> [@SwissMousse](#):
>
> I have a new, CH IBAN… at Deutsche Bank… not CIC
> [@GdOeS](#):
>
> Me too, but actually the IBAN remains the same as before… is it even possible to keep the same IBAN in a different bank?
There is a discrepancy between the app (in my case on iPhone) and the site.
On the site I have the NL account, in the app I have the Swiss Account (which is still at CIC with the old IBAN, but is called Deutsche Bank).
I think it’s simply a case of “they did not think this through” or “the left hand does not know what the right hand is doing”
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### Author:  [@SwissMousse](https://forum.mustachianpost.com/u/SwissMousse)
#### Post date: [June 13, 2021, 6:49pm UTC](https://forum.mustachianpost.com/t/degiro-flatex-account-unavailable/4846/28 "2021-06-13T18:49:20Z")
> [@SwissMousse](#):
>
> I have a new, CH IBAN… at Deutsche Bank… not CIC
Aaaannd… now it says CIC again…
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### Author:  [@yetanothername](https://forum.mustachianpost.com/u/yetanothername)
#### Post date: [June 14, 2021, 5:25am UTC](https://forum.mustachianpost.com/t/degiro-flatex-account-unavailable/4846/29 "2021-06-14T05:25:56Z")
> [@yetanothername](#):
>
> have paid some EUR into DeGiro on the NL account. It now sits in my EUR Money Market Fund.
> I guess I will have to convert it manually. I can still only withdraw from the CHF account.
The EUR got autoconverted to CHF the next day.
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### Author:  [@Fizzy](https://forum.mustachianpost.com/u/Fizzy)
#### Post date: [July 20, 2021, 4:22pm UTC](https://forum.mustachianpost.com/t/degiro-flatex-account-unavailable/4846/30 "2021-07-20T16:22:34Z")
Did anyone get the message from Degiro that you have to agree on new terms and conditions?
It seems that they had to change them due to a court decision.
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### Author:  [@San\_Francisco](https://forum.mustachianpost.com/u/San_Francisco)
#### Post date: [July 20, 2021, 4:42pm UTC](https://forum.mustachianpost.com/t/degiro-flatex-account-unavailable/4846/31 "2021-07-20T16:42:35Z")
> [@Fizzy](#):
>
> It seems that they had to change them due to a court decision.
Probably the German one, where they declared changes of terms and/or condition unlawful without explicit consent of the consumer.
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### Author:  [@Dr.PI](https://forum.mustachianpost.com/u/Dr.PI)
#### Post date: [April 15, 2023, 9:12pm UTC](https://forum.mustachianpost.com/t/degiro-flatex-account-unavailable/4846/32 "2023-04-15T21:12:30Z")
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