# Dark side of investing: psychological / behavioral aspects **URL:** https://forum.mustachianpost.com/t/dark-side-of-investing-psychological-behavioral-aspects/8357 **Category:** Investing / Others **Created:** [April 29, 2022, 10:02am UTC](https://forum.mustachianpost.com/t/dark-side-of-investing-psychological-behavioral-aspects/8357 "2022-04-29T10:02:40Z") **Posts on this page:** 1 **Showing post:** 133
### Author: ![Dr.PI](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/dr.pi/32/5299_2.png) [@Dr.PI](https://forum.mustachianpost.com/u/Dr.PI) #### Post date: [March 4, 2026, 7:09am UTC](https://forum.mustachianpost.com/t/dark-side-of-investing-psychological-behavioral-aspects/8357/133 "2026-03-04T07:09:17Z")
> [@Cash management \>500k USD - Money market funds - Bonds ETF](https://forum.mustachianpost.com/t/cash-management-500k-usd-money-market-funds-bonds-etf/18292/7): > > Thats a very valid point. I guess it comes down why people DCA lump sum. If it helps to get started in the first place instead of waiting for a better time I guess it makes sense to overcome this psychological barrier. For the fun of it I run a historical simulation looking at the different scenarios Lump Sum v.s DCA (500k, 2 years, monhtly DCA, reinvest dividends, no tax considerations) since VT existence (2008) (honestly I haven’t checked it thoroughly, so let me know if you see issues or I’… --- _[View the full topic](https://forum.mustachianpost.com/t/dark-side-of-investing-psychological-behavioral-aspects/8357)._