And what is the name of the company you signed with for this margin? Thank you.
Very nice ! Seeing a lot of mortgage offers in various IT systems across CH I can confirm that anything below 0.5 is indeed close to the best. I recently got 0.5 % margin directly from a bank (client of mine in fact so I know them really well) and this was surely close to their best offer given my circumstances so I m jealous with your 0.46 lol.
I am not sure if I can disclose the name of the bank (because you can only see the company names after you enter the details of the house, and provide an email address on hypotheke.ch - if you are interested, it probably takes you 5 minutes), but at least I have never heard from that bank before. It’s a small regional bank from the Bern area with just a few offices. The process was fully digital and took just a few days to close though.