Neon is a good product, and they are constantly improving, but you have to accept to use only the mobile app (some might prefer the comfort of a webapp/full size ebanking interface), you will have only one account (no saving account or whatever) and account are only in one person name (no shared account), without only a single card (as far as I remember).
Other limitation vs. most paid account is the limitation to 2 free withdrawal per month in Switzerland at any ATM, other banks are usually unlimited in their own network but paid for any withdrawal at other banks, so I would say it’s not so bad if not better if you don’t withdraw often on average and/or if you use almost no cash as it’s more and more the trend.
Abroad you have no fee (and no hidden fee on exchange fee like it’s mostly the case with all banks and credit card) to pay and 1.5% to withdraw, so compare to Revolut you don’t have the first 200CHF/month of free withdrawal but above 200CHF Revolut is 2% fee, so break even is quite high, at 800CHF of withdrawal per calendar month. On top of that Revolut have a maximum free exchange of 1250CHF/month, so after that you pay fee on the exchange again, so if you do use a lot your card abroad and you withdraw only a few abroad it might not worth bothering to have both account/card, just use Neon everywhere. If you like to optimize or to have backup options, as well as if you need other service from Neon like having your own IBAN in EUR and some free international bank transfers, as well as to directly change currencies to transfer them on another account, you can use both Neon and Revolut, you will use Neon in priority for card purchase and Revolut for the first 200CHF withdrawal plus other function.
Another interesting options is Raiffeisen. You can have a free account if you buy one share with a fixed cost that depend of the local Raiffeisen regulation, it can be from 200 to 500CHF. It’s not so much (OK you might get 10-30frs per year if this money would be in stock but that’s reasonable). You still have to pay for the (optional) Maestro or V-Pay card thus, so total cost is still higher than Neon but much lower than other banks. And when you have this kind of account you enter for free in many museum with you + 2 kids, so for family it’s a good deal that can pay off even counting everything into account. And of course as more traditional bank, you can have join-account, additional (paid) account, free saving account (+ one kid saving account per kid without too much limitation, so you can use for you if you like to put money apart for taxes or holiday, of course until your kids are close to 16-18, then it will be their money if you leave some on them).
We use all of the 3 accounts above for me and my family, with on top an Amex cashback and Cembra Cumulus Mastercard to get some 0.5-1% cashback on purchases in Switzerland, see for yourself if it worth bother with all these products to optimize or not.
Another option is ZAK but I don’t know it, never used it. You can read Mr. MP article to have more detail on all these solutions, ThePoorSwiss talk about them as well on his blog.