# Crypto.com cash/cryptoback credit card
**URL:** https://forum.mustachianpost.com/t/crypto-com-cash-cryptoback-credit-card/7159
**Category:** Investing / Cryptocurrencies
**Created:** [October 4, 2021, 1:57pm UTC](https://forum.mustachianpost.com/t/crypto-com-cash-cryptoback-credit-card/7159 "2021-10-04T13:57:20Z")
**Posts on this page:** 20
**Page:** 16
### Author:  [@MrCheese](https://forum.mustachianpost.com/u/MrCheese)
#### Post date: [March 24, 2022, 9:30am UTC](https://forum.mustachianpost.com/t/crypto-com-cash-cryptoback-credit-card/7159/316 "2022-03-24T09:30:50Z")
> [@ma0](#):
>
> You really need to use it a lot to make it worthwhile.
1876 USD cashback in total in the last 6 month makes it worthwhile for me 🙂
> [@yetanothername](#):
>
> How very Mustachian of you…
Asset allocation diversification into luxury watches 😉
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### Author:  [@yetanothername](https://forum.mustachianpost.com/u/yetanothername)
#### Post date: [March 24, 2022, 10:10am UTC](https://forum.mustachianpost.com/t/crypto-com-cash-cryptoback-credit-card/7159/317 "2022-03-24T10:10:20Z")
> [@MrCheese](#):
>
> 1876 USD cashback in total in the last 6 month makes it worthwhile for me
Return **of** investment is more important than return **on** investment…
Hope you see your 35000 again
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### Author:  [@wabisabi](https://forum.mustachianpost.com/u/wabisabi)
#### Post date: [March 25, 2022, 7:44am UTC](https://forum.mustachianpost.com/t/crypto-com-cash-cryptoback-credit-card/7159/318 "2022-03-25T07:44:36Z")
I could pay with it on amazon japan and another local site. at least it works …sometimes.
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### Author:  [@SwissTeslaBull](https://forum.mustachianpost.com/u/SwissTeslaBull)
#### Post date: [March 26, 2022, 10:14am UTC](https://forum.mustachianpost.com/t/crypto-com-cash-cryptoback-credit-card/7159/320 "2022-03-26T10:14:50Z")
Crypto Earn is not available in Switzerland
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### Author:  [@delivereath](https://forum.mustachianpost.com/u/delivereath)
#### Post date: [April 1, 2022, 6:08pm UTC](https://forum.mustachianpost.com/t/crypto-com-cash-cryptoback-credit-card/7159/321 "2022-04-01T18:08:22Z")
Until now, I’ve been using my Cumulus CC for my daily expenses (25k CHF in 2021). I just got my Ruby Steel and not sure about replacing the Cumulus with the [crypto.com](http://crypto.com) one. Does the 2% cashback cover the currency change rate ?
My salary is in USDC and I usually go through IB to convert it to CHF. I might just use part of the USDC to top up my [crypto.com](http://crypto.com) credit card and then use it locally.
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### Author:  [@Dr.PI](https://forum.mustachianpost.com/u/Dr.PI)
#### Post date: [April 1, 2022, 6:12pm UTC](https://forum.mustachianpost.com/t/crypto-com-cash-cryptoback-credit-card/7159/322 "2022-04-01T18:12:35Z")
> [@delivereath](#):
>
> My salary is in USDC
😳 Really? Are you working for Coinbase or something?
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### Author:  [@delivereath](https://forum.mustachianpost.com/u/delivereath)
#### Post date: [April 1, 2022, 6:49pm UTC](https://forum.mustachianpost.com/t/crypto-com-cash-cryptoback-credit-card/7159/323 "2022-04-01T18:49:45Z")
Yep, working for a web3 startup. Plenty of them in Zug 🙂
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### Author:  [@mbaluda](https://forum.mustachianpost.com/u/mbaluda)
#### Post date: [April 2, 2022, 2:15pm UTC](https://forum.mustachianpost.com/t/crypto-com-cash-cryptoback-credit-card/7159/324 "2022-04-02T14:15:45Z")
In my tests, the cost for the whole currency coversions roundtrip is negligible:
chf-\>eur (top up the card)
eur-\>chf (spend in CH)
cro-\>eur (top up the card using cashback)
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### Author:  [@Broth](https://forum.mustachianpost.com/u/Broth)
#### Post date: [April 5, 2022, 7:40am UTC](https://forum.mustachianpost.com/t/crypto-com-cash-cryptoback-credit-card/7159/325 "2022-04-05T07:40:08Z")
Does anyone try to pay the Spotify with the card?
the card is not accepted. I contacted Spotify support and they told me that they do not allow to pay with a card that is not issued in the same region.
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### Author:  [@MrLowBudget](https://forum.mustachianpost.com/u/MrLowBudget)
#### Post date: [April 5, 2022, 8:39am UTC](https://forum.mustachianpost.com/t/crypto-com-cash-cryptoback-credit-card/7159/326 "2022-04-05T08:39:43Z")
I have the same problem 😕
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### Author:  [@Mr\_Zack](https://forum.mustachianpost.com/u/Mr_Zack)
#### Post date: [April 5, 2022, 8:51am UTC](https://forum.mustachianpost.com/t/crypto-com-cash-cryptoback-credit-card/7159/327 "2022-04-05T08:51:03Z")
You need to change your location in Spotify to the UK. Works a treat!
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### Author:  [@Broth](https://forum.mustachianpost.com/u/Broth)
#### Post date: [April 5, 2022, 11:05am UTC](https://forum.mustachianpost.com/t/crypto-com-cash-cryptoback-credit-card/7159/328 "2022-04-05T11:05:09Z")
This is what I thought, I will connect using the VPN and change the region
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### Author:  [@Zurtan](https://forum.mustachianpost.com/u/Zurtan)
#### Post date: [April 5, 2022, 12:09pm UTC](https://forum.mustachianpost.com/t/crypto-com-cash-cryptoback-credit-card/7159/329 "2022-04-05T12:09:51Z")
From my experience you don’t even need a VPN for that.
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### Author:  [@Mr\_Zack](https://forum.mustachianpost.com/u/Mr_Zack)
#### Post date: [April 5, 2022, 12:15pm UTC](https://forum.mustachianpost.com/t/crypto-com-cash-cryptoback-credit-card/7159/330 "2022-04-05T12:15:59Z")
Correct, no VPN required.
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### Author:  [@clon](https://forum.mustachianpost.com/u/clon)
#### Post date: [April 5, 2022, 1:43pm UTC](https://forum.mustachianpost.com/t/crypto-com-cash-cryptoback-credit-card/7159/331 "2022-04-05T13:43:44Z")
> [@Broth](#):
>
> Does anyone try to pay the Spotify with the card?
For me, changing the Spotify region to non-CH is not an option (different catalog!) I just use PayPal instead - and: the rebate + cashback still kicks in 🙂
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### Author:  [@SwissTeslaBull](https://forum.mustachianpost.com/u/SwissTeslaBull)
#### Post date: [April 5, 2022, 2:05pm UTC](https://forum.mustachianpost.com/t/crypto-com-cash-cryptoback-credit-card/7159/332 "2022-04-05T14:05:52Z")
Good to know, i had to change to UK but didn’t notice any change in the catalog.
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### Author:  [@Broth](https://forum.mustachianpost.com/u/Broth)
#### Post date: [April 5, 2022, 2:24pm UTC](https://forum.mustachianpost.com/t/crypto-com-cash-cryptoback-credit-card/7159/333 "2022-04-05T14:24:38Z")
But then you pay in £ and not in €, right?
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### Author:  [@clon](https://forum.mustachianpost.com/u/clon)
#### Post date: [April 5, 2022, 2:52pm UTC](https://forum.mustachianpost.com/t/crypto-com-cash-cryptoback-credit-card/7159/334 "2022-04-05T14:52:03Z")
If you change the region to UK, yes, you pay in GBP… but as I said, there is no need to change the region, just use paypal…
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### Author:  [@LtSpeirs](https://forum.mustachianpost.com/u/LtSpeirs)
#### Post date: [April 20, 2022, 6:57am UTC](https://forum.mustachianpost.com/t/crypto-com-cash-cryptoback-credit-card/7159/335 "2022-04-20T06:57:30Z")
Let me know if you need an IT Architect/Senior system engineer :). I live near Zug and have been trying to get a foot in the Crypto industry for a while now.
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### Author:  [@LtSpeirs](https://forum.mustachianpost.com/u/LtSpeirs)
#### Post date: [April 20, 2022, 7:08am UTC](https://forum.mustachianpost.com/t/crypto-com-cash-cryptoback-credit-card/7159/336 "2022-04-20T07:08:54Z")
That is amazing to hear. I did the math and realized that this card is the best option for me. But what I would like to hear from you, How does this card work in the day to day life here in Switzerland? Did you have any problem in stores when using it? online on Galaxus, etc…
Any lessons learned you can share?
I ordered the Ruby steel card 1 week ago, should arrive in a few weeks :).
My plan is to use it, stake, and let the value rise to the point where I can get the 3% cashback card.(a friend did this)
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