Credit card at low rates

Any recommendations on credit cards at low rates, in Switzerland ?

You don’t need to care about the interest rate. You only need to care about paying the bill IN FULL EVERY MONTH

I’m aware that some firms expect you to repay the amount in full each month but which ones offer credit ?

Why would anyone borrow at 11% or so ?

Are there any offering less than 11% interest ?

Not really. Credit card rates are above small consumer credit rates. Borrow at 1.5% at IB or take a mortgage. But if you pay your credit card bill every month you can effectivly borrow hundreds for free for short renewable periods.