For us mustachians and for other wealthy/healthy people, the abolition of compulsory health insurance would be beneficial, because the free market rate would be lower. But this leads to a lot of risks. Like, if an uninsured person would get cancer, nobody would insure them at that point. Without any savings, this person would be forced to die. Or if you would treat this person and charge them with the bill, the cost could be a few hundred thousand francs. How is a person without savings going to repay this? And if the treatment fails and they die, who pays the bill?
The insurance company could enforce genetical tests to evaluate the risk of you getting sick and base the premiums on that. This could lead to some people having to pay a higher premium from their birth. These are some serious moral dilemmas.
You’re right, I forgot about that. But I’m talking about a retired mustachian, for example. Or a stay at home wife/husband. If you register as unemployed, you are looking for a job, and you need to fulfil some requirements, right? I don’t think you can stay unemployed for 10 years, can you?