I feel they’ve had a different main focus and pushed different core products so far:
Yuh: primarily a multi-currency investment app. Current account and bank card are an ancillary product.
Neon: primarily a current account and payment app. Investment/lending products are ancillary offers.
Not saying their respective ancillary features are necessarily bad or worse. Especially the technical features and implementation of the card - though Neon will replace their cards and change to a different processor soon. But Neon is clearly more geared towards payments. And the 0% FX is a great advantage if you don‘t have or want to use a foreign payment card (such as Revolut).
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