Degiro does cheapish FX (AutoFX: 0.1%, Manual: 10 EUR + 0.02%), but only inside your account. Paying in and out can only happen in the account’s base currency. Potentially one could open two accounts, buy a very stable asset relative to target currency, transfer, sell, pay out.
I think this is overly elaborate, not the intended purpose, slow, costs additionally for buying, transfering, and selling. But, it will be cheaper than Transferwise for some higher amount.
Off-topic: Neon
No markup over the Mastercard rate when using the Neon card for card payments.
Additional “convenience” markup of 0.4% when using TransferWise for international bank transfers through the Neon app (rather than stand-alone/separately). To their credit, they’re telling you this upfront:
“Transfer from your neon account to your TransferWise account and send the money on from there, that way you’ll save yourself the 0.4% convenience fee. It takes a little longer because there’s a second transaction in it. And you need two apps and to do two transfers”
For the Tax issue, does this mean anyone with an IB account in Europe would have to pay tax in the UK, as the IB bank is there? 
That’s for uk residents (non domiciled resident is a special uk thing where you avoid being taxed on your foreign wealth/income, but for that to work it has to stay foreign, hence avoiding touching any uk entities)
Hey there,
Just wanted to bring back in the limelight Revolut for currency exchanges (mainly CHF to EUR or USD and vice-versa) - considering today’s pricing schemes.
The revolut fee over the weekends is only applicable for currency exchanges over the weekends or also for each transaction executed?
The new limit is 1250 -chf/ per month is the max. amount of exchange can be converted free of charge?
Revolut compared to transferWise regarding fees and currency exchange prices?
Given the recent scandals, money laundering issues (esp. for transferwise) do you see any risks going with one of the aforementioned banks?
