# Charging methods for Revolut - Costs and benefits
**URL:** https://forum.mustachianpost.com/t/charging-methods-for-revolut-costs-and-benefits/3123
**Category:** Banks, Insurances & Third Pillar
**Created:** [January 25, 2020, 9:31am UTC](https://forum.mustachianpost.com/t/charging-methods-for-revolut-costs-and-benefits/3123 "2020-01-25T09:31:03Z")
**Posts on this page:** 10
**Page:** 1
### Author:  [@yetanothername](https://forum.mustachianpost.com/u/yetanothername)
#### Post date: [January 25, 2020, 9:31am UTC](https://forum.mustachianpost.com/t/charging-methods-for-revolut-costs-and-benefits/3123/1 "2020-01-25T09:31:03Z")
Hi
I propose we do a common thread on how to charge Revolut with different credit cards, bank, their costs (fees, percentages) and benefits (credit card cashback).
The conditions may change, so I am going to try and keep this up to date.
I have quite a lot of cards and am willing to share my experiences:
Best option as of February 2020:
**Supercard Plus** Topcard - Free Card - No fees for charging, cashback 0.3 % as Superpoints Coop (January 2020)
**Simple bank transfer to Swiss Revolut account** [Added by Julianek] : Free, but slower than using a card. You do not have a credit card linked to your phone. No Cash back.
Other options:
**Swisscard Cashback** Credit Card - Free card - No fees for charging, but no Cashback of 0.25 % (May 2021)
**PostFinance Visa Gold** - 90 CHF per year - No fees, no cashback (May 2021)
**Cumulus MasterCard** Cembra - Free Card - No fees. Cashback 0.3 % as Cumulus points. Worked on my account according to Cembra statement from 23.1.20 - Possibly disputed [according to this post](https://forum.mustachianpost.com/t/revolut-in-conflict-with-mastercard-cumulus/3119)
**Credit Suisse MasterCard** (bonviva platinum) - No fees for charging but no bonviva points (January 2020)
Please propose changes or additions below.
If it’s possible to wikify this thread, let me know or do it yourself.
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### Author:  [@leloo](https://forum.mustachianpost.com/u/leloo)
#### Post date: [February 4, 2020, 12:31pm UTC](https://forum.mustachianpost.com/t/charging-methods-for-revolut-costs-and-benefits/3123/2 "2020-02-04T12:31:35Z")
It cost me 5 francs to transfer 1500 CH.- from Migros Bank to my Revolut Card
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### Author:  [@xerox5003](https://forum.mustachianpost.com/u/xerox5003)
#### Post date: [February 4, 2020, 7:21pm UTC](https://forum.mustachianpost.com/t/charging-methods-for-revolut-costs-and-benefits/3123/3 "2020-02-04T19:21:55Z")
… and you are saving waaaaay more than the top up costs, if you are using Revolut for FX payments.
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### Author:  [@Guillaume\_GVA](https://forum.mustachianpost.com/u/Guillaume_GVA)
#### Post date: [February 4, 2020, 8:12pm UTC](https://forum.mustachianpost.com/t/charging-methods-for-revolut-costs-and-benefits/3123/4 "2020-02-04T20:12:50Z")
Free of charge from a UBS account if transferred to Revolut Swiss IBAN (Credit Suisse).
I’m always credited the next business day.
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### Author:  [@leloo](https://forum.mustachianpost.com/u/leloo)
#### Post date: [February 5, 2020, 6:45am UTC](https://forum.mustachianpost.com/t/charging-methods-for-revolut-costs-and-benefits/3123/5 "2020-02-05T06:45:34Z")
What is “FX” Payements?
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### Author:  [@leloo](https://forum.mustachianpost.com/u/leloo)
#### Post date: [February 5, 2020, 6:46am UTC](https://forum.mustachianpost.com/t/charging-methods-for-revolut-costs-and-benefits/3123/6 "2020-02-05T06:46:52Z")
I am realising that I was probably sending money to the UK IBAN…this is why I was being charged…
Pfff…learning every days…lol
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### Author:  [@xerox5003](https://forum.mustachianpost.com/u/xerox5003)
#### Post date: [February 5, 2020, 6:58am UTC](https://forum.mustachianpost.com/t/charging-methods-for-revolut-costs-and-benefits/3123/7 "2020-02-05T06:58:44Z")
Payments in foreign currency.
FX = FOREX = foreign exchange
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### Author:  [@PoopSmellsLikeMe](https://forum.mustachianpost.com/u/PoopSmellsLikeMe)
#### Post date: [February 6, 2020, 7:03am UTC](https://forum.mustachianpost.com/t/charging-methods-for-revolut-costs-and-benefits/3123/8 "2020-02-06T07:03:39Z")
**Credit Suisse MasterCard** (bonviva platinum) - No fees for charging but no bonviva points (January 2020)
Bank transfer from any Swiss account to the Swiss IBAN of Revolut should be free.
P.S: AMEX is not accepted by Revolut for charging (January 2020)
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### Author:  [@ma0](https://forum.mustachianpost.com/u/ma0)
#### Post date: [February 19, 2020, 10:22am UTC](https://forum.mustachianpost.com/t/charging-methods-for-revolut-costs-and-benefits/3123/9 "2020-02-19T10:22:31Z")
Anyone tried with an Amex?
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### Author:  [@yetanothername](https://forum.mustachianpost.com/u/yetanothername)
#### Post date: [February 19, 2020, 10:39am UTC](https://forum.mustachianpost.com/t/charging-methods-for-revolut-costs-and-benefits/3123/10 "2020-02-19T10:39:54Z")
One cannot use American Express to charge Revolut, at least in Switzerland.
As far as I know, American Express charges the highest fees to the vendor which is why there are many places you cannot pay with it.