Cancel 3a combined insurance/viac - Loss control

Last May, I also made the mistake of making payments into a split pillar 3a (50% Viac, 50% Generali). Now, I’m wondering whether it would be wise to make payments for the full 3 years, then put the contract on hold (freeze it), and plan to buy a house in the future, thereby accessing the money I’ve paid in? The alternative would be to cancel the contract early and accept the 100% loss.

Best regards and a thousand thanks for this fantastic forum,

9 posts were merged into an existing topic: “Pillar 3a life insurance” stories