This article argues that most people are perfectly fine with VT + BND instead of a super fine-grained portfolio:
Sounds right to me and simplifies things a lot. Any thoughts?
This article argues that most people are perfectly fine with VT + BND instead of a super fine-grained portfolio:
Sounds right to me and simplifies things a lot. Any thoughts?
Completly makes sense. VT is more than enough for most of investor.
If you would like to overweight small cap or Emerging, a big % is needed to have a significant impact on returns.