# Best strategy to park money **URL:** \ **Category:** Investing / Portfolios\ **Created:** [April 27, 2025, 8:27am UTC](https://forum.mustachianpost.com/t/best-strategy-to-park-money/16151 "2025-04-27T08:27:39Z")\ **Posts on this page:** 1\ **Showing post:** 4
**Author:** ![Dr.PI](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/dr.pi/32/5299_2.png) [@Dr.PI](https://forum.mustachianpost.com/u/Dr.PI)\ **Post date:** [April 27, 2025, 9:13am UTC](https://forum.mustachianpost.com/t/best-strategy-to-park-money/16151/4 "2025-04-27T09:13:46Z")
Did you search? > [@Short guide to CHF fixed income options](https://forum.mustachianpost.com/t/short-guide-to-chf-fixed-income-options/9901): > > The benchmark for fixed income is going to be the risk free rate, aka SNB rates: [Current interest rates and exchange rates](https://www.snb.ch/en/iabout/stat/statrep/id/current_interest_exchange_rates#t2) ( currently ~0%). Anything higher than that will mean some risk is incurred (e.g. interest rate risk, the value of the holding will go down if interest rates go up and vice versa, or default risk esp. for corporate bonds). While risk free rate was negative, the clear winner were cash accounts at Swiss banks (since many of them did not apply negative interest rates), but sin… > [@Fixed Income Investing](https://forum.mustachianpost.com/t/fixed-income-investing/14992): > > Preamble     As the topic title says, this is a topic for discussing Fixed Income (FI) investing.     It is not a topic for discussing FI investing versus investing in other asset classes.     Feel free to discuss currency risk exposure, but please don’t make it the main topic.       Topic is probably mostly geared towards people who want to see (relatively) stable cash flows from their investments.       Cash flow is money these people – like myself\* – want to live off on a monthly basis … > [@Best Place to Park 50k CHF in Cash for Higher Interest Without Fixed-Term Deposit?](https://forum.mustachianpost.com/t/best-place-to-park-50k-chf-in-cash-for-higher-interest-without-fixed-term-deposit/15402): > > I’m looking for the best option in Switzerland (banks or fintech apps like Yuh) to park my CHF cash and earn a higher interest rate without locking it into a fixed-term deposit, as I may need access to the funds at any time. It’s 50k for the moment and can increase to 100k during the year I recently noticed that UBS savings accounts now offer higher interest rates than Yuh. ( 0.25%) [https://www.ubs.com/ch/en/services/accounts-and-cards/interest-rates-privates.html](https://www.ubs.com/ch/en/services/accounts-and-cards/interest-rates-privates.html) Any insights or recommendati… --- _[View the full topic](https://forum.mustachianpost.com/t/best-strategy-to-park-money/16151)._