Best Dollars and Euro account

Does anybody know a bank account without fees on an account with foreign currency or at low fee?

I have physically some dollars and euros and I want to keep them for a long run. Cash deposits


So do you want to keep foreign currency physically or in a bank account?

I wanted to do it in a bank account, but currently I have them physically.
Mainly leftovers from trips, that I am missing always to take them and just accumulated.

Next time you go outside of eurozone, take your USD and exchange on site. I don’t think there are many mustachian options to deposit cash USD to a bank account.

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maybe that’s not a bad idea.

I know raiffeisen has the foreign account the “cheap” rate of 5 chf per account per month
Post 5 chf per month (not sure about USD account) unless you do not invest with them

any other possibility?

Many Swiss banks offer savings accounts denominated by EUR. These generally have no account fees and pay some amount of interest. However, you do normally pay one-time fees when you deposit and withdraw euros in cash (agio and disagio). If you will be depositing or withdrawing larger amounts, then make sure to compare these fees when choosing an account.

The BCGE offers savings accounts in CHF, CNY, USD, and GBP, all with no account fees.

For US dollars in cash, you have less options. You may have to either pay the fee for a USD private account (checking account). Alternatively, you can deposit the money into your CHF account, transfer it to Wise, Revolut, Swissquote, etc. and then exchange it back into a dollar account balance.

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