# Best Business Bank Account for SARL/GmbH
**URL:** https://forum.mustachianpost.com/t/best-business-bank-account-for-sarl-gmbh/13090
**Category:** Banks, Insurances & Third Pillar
**Created:** [June 26, 2024, 3:37pm UTC](https://forum.mustachianpost.com/t/best-business-bank-account-for-sarl-gmbh/13090 "2024-06-26T15:37:32Z")
**Posts on this page:** 19
**Page:** 1
### Author:  [@Antogzlz](https://forum.mustachianpost.com/u/Antogzlz)
#### Post date: [June 26, 2024, 3:37pm UTC](https://forum.mustachianpost.com/t/best-business-bank-account-for-sarl-gmbh/13090/1 "2024-06-26T15:37:32Z")
Hi everyone,
I’m planning to open a SaRL/GmbH and I’d like to know what you think is the best Swiss commercial bank account ?
I would need a multi-currency account (CHF, EUR, USD) and an easy-to-use mobile banking application.
Too bad Neon or Zak don’t offer business accounts…
Do you have any recommendations?
---
### Author:  [@Jaime](https://forum.mustachianpost.com/u/Jaime)
#### Post date: [June 26, 2024, 8:09pm UTC](https://forum.mustachianpost.com/t/best-business-bank-account-for-sarl-gmbh/13090/2 "2024-06-26T20:09:20Z")
I want to know the same. By default, i will probably just choose post finance
---
### Author:  [@kawansky](https://forum.mustachianpost.com/u/kawansky)
#### Post date: [June 26, 2024, 9:09pm UTC](https://forum.mustachianpost.com/t/best-business-bank-account-for-sarl-gmbh/13090/3 "2024-06-26T21:09:24Z")
I’ve heard that UBS and Migros have solid solutions for businesses. I’d start by looking there before considering other solutions.
---
### Author:  [@Antogzlz](https://forum.mustachianpost.com/u/Antogzlz)
#### Post date: [June 27, 2024, 6:25am UTC](https://forum.mustachianpost.com/t/best-business-bank-account-for-sarl-gmbh/13090/4 "2024-06-27T06:25:15Z")
Thanks for your answers. I’ve heard that the Migros bank app is terrible… maybe I should go with UBS
But I am also wondering if once my SARL is created, I can use a business account like N26 or Revolut Business as my main SARL bank account ? Is this possible in Switzerland ?
---
### Author:  [@oswand](https://forum.mustachianpost.com/u/oswand)
#### Post date: [June 27, 2024, 7:43am UTC](https://forum.mustachianpost.com/t/best-business-bank-account-for-sarl-gmbh/13090/5 "2024-06-27T07:43:17Z")
Revolut Business is supported in Switzerland [1] and the whole opening process takes about 24 hours.
It has lots of features that Swiss banks cannot compete with (exchange rates, merchant account, multi-currency), but I think the main drawback is that you won’t have a CH iban and a real contact person. Everything goes through chat/phone support.
I personally wouldn’t care about the 100k protection (because Revolut doesn’t have a license here), since you can just create a bank account at a swiss bank and transfer the money there or put it into a MM fund.
[1] [https://help.revolut.com/en-AT/help/setting-up-an-account/is-my-business-eligible/where-is-revolut-business-available/business/](https://help.revolut.com/en-AT/help/setting-up-an-account/is-my-business-eligible/where-is-revolut-business-available/business/)
---
### Author:  [@Balaclava](https://forum.mustachianpost.com/u/Balaclava)
#### Post date: [June 27, 2024, 8:21am UTC](https://forum.mustachianpost.com/t/best-business-bank-account-for-sarl-gmbh/13090/6 "2024-06-27T08:21:35Z")
I would suggest to look into yapeal
---
### Author:  [@Antogzlz](https://forum.mustachianpost.com/u/Antogzlz)
#### Post date: [June 27, 2024, 8:08pm UTC](https://forum.mustachianpost.com/t/best-business-bank-account-for-sarl-gmbh/13090/7 "2024-06-27T20:08:56Z")
Thanks for your reply! Yes Revolut Business seems like a great option !
I don’t care for the 100k protection since I plan to only keep a a few cash in the account and invest the vast majority of the left over.
---
### Author:  [@Antogzlz](https://forum.mustachianpost.com/u/Antogzlz)
#### Post date: [June 27, 2024, 8:09pm UTC](https://forum.mustachianpost.com/t/best-business-bank-account-for-sarl-gmbh/13090/8 "2024-06-27T20:09:41Z")
Ohhh I didn’t know there was a Yapeal Business bank account. Do you know if it’s good ?
---
### Author:  [@oswand](https://forum.mustachianpost.com/u/oswand)
#### Post date: [June 27, 2024, 8:47pm UTC](https://forum.mustachianpost.com/t/best-business-bank-account-for-sarl-gmbh/13090/9 "2024-06-27T20:47:16Z")
> **[Bivial](https://www.bivial.com/)**
>
> Multi-currency accounts, global payment acceptance and disbursement for digital businesses.
> Klarpay AG is a deposit-taking financial institution authorised by the Swiss Financial Market Supervisory Authority (FINMA) under the Swiss Federal Banking Act, Article 1b
They offer multi-currency, virtual ibans, etc. I have never used them and was told, that they are not that cheap. I mean, if they don’t advertise their prices there must be a reason…
---
### Author:  [@xerox5003](https://forum.mustachianpost.com/u/xerox5003)
#### Post date: [June 28, 2024, 12:07am UTC](https://forum.mustachianpost.com/t/best-business-bank-account-for-sarl-gmbh/13090/10 "2024-06-28T00:07:26Z")
Also heard/red recently something regarding Relio: [Homepage](https://relio.ch/en/)
But did not dive in, yet. Find here an article: [Geschäftskonten für Web3-Unternehmen | MoneyToday](https://www.moneytoday.ch/news/geschaeftskonten-fuer-web3-unternehmen)
---
### Author:  [@weirded](https://forum.mustachianpost.com/u/weirded)
#### Post date: [June 28, 2024, 7:25am UTC](https://forum.mustachianpost.com/t/best-business-bank-account-for-sarl-gmbh/13090/11 "2024-06-28T07:25:59Z")
In the alternative there is also [Wise Business](https://wise.com/ch/business/)
I don’t know if they offer a personal IBAN, though
---
### Author:  [@Balaclava](https://forum.mustachianpost.com/u/Balaclava)
#### Post date: [June 28, 2024, 7:45am UTC](https://forum.mustachianpost.com/t/best-business-bank-account-for-sarl-gmbh/13090/12 "2024-06-28T07:45:38Z")
Yes I use it for business purposes, however mainly for the credit cards. The topup on FX is 0.1%. Wise is integrated for payments abroad. The ebanking is rather basic but works fine. And you can customize your IBAN.
---
### Author:  [@Antogzlz](https://forum.mustachianpost.com/u/Antogzlz)
#### Post date: [June 28, 2024, 6:00pm UTC](https://forum.mustachianpost.com/t/best-business-bank-account-for-sarl-gmbh/13090/13 "2024-06-28T18:00:42Z")
ohhh interesting but I don’t trust the website that much
---
### Author:  [@Antogzlz](https://forum.mustachianpost.com/u/Antogzlz)
#### Post date: [June 28, 2024, 6:02pm UTC](https://forum.mustachianpost.com/t/best-business-bank-account-for-sarl-gmbh/13090/14 "2024-06-28T18:02:32Z")
Thanks, I’ve seen some ads on Google about Relio but that fact that they are that new in the market is not making me confident, plus they don’t have multicurrency accounts available yet
---
### Author:  [@Antogzlz](https://forum.mustachianpost.com/u/Antogzlz)
#### Post date: [June 28, 2024, 6:03pm UTC](https://forum.mustachianpost.com/t/best-business-bank-account-for-sarl-gmbh/13090/15 "2024-06-28T18:03:38Z")
yes it could be a great option but my concern is actually to know if they have a personal IBAN. I can’t seem to find the answer online
---
### Author:  [@oswand](https://forum.mustachianpost.com/u/oswand)
#### Post date: [June 29, 2024, 9:11am UTC](https://forum.mustachianpost.com/t/best-business-bank-account-for-sarl-gmbh/13090/16 "2024-06-29T09:11:21Z")
A bit off topic, but: [Revolut hat in Zürich losgelegt: Grosse Pläne – Inside Paradeplatz](https://insideparadeplatz.ch/2024/06/28/revolut-hat-in-zuerich-losgelegt-plant-big/)
---
### Author:  [@\_MP](https://forum.mustachianpost.com/u/_MP)
#### Post date: [July 5, 2024, 6:34am UTC](https://forum.mustachianpost.com/t/best-business-bank-account-for-sarl-gmbh/13090/17 "2024-07-05T06:34:28Z")
I personally use Migros Bank for everything CHF, and Wise Business for the other currencies. Works pretty well (and yes Migros Bank is outdated, but working well and reliable for what I need it for).
PS: an article is in my backlog with more details/comparison infos. Good to know about Revolut Business and co, I will take them into account there.
---
### Author:  [@ronn1](https://forum.mustachianpost.com/u/ronn1)
#### Post date: [May 25, 2026, 12:41pm UTC](https://forum.mustachianpost.com/t/best-business-bank-account-for-sarl-gmbh/13090/18 "2026-05-25T12:41:17Z")
Looking back at these 2024 banking threads always brings back memories of how much energy goes into comparing products before the company even officially exists.
When finally setting up a GmbH registry here, the real headache isn’t just picking the bank, but keeping all corporate data perfectly aligned for multi-currency compliance later on. Most people focus so much on the mobile app features that they forget about the actual administrative onboarding.
Going through that exact process for international transactions meant sorting out corporate identifiers early, so utilizing LEI Register for the entity registration helped keep things straightforward instead of turning it into another massive weekend paperwork project 😅
---
### Author:  [@xmj](https://forum.mustachianpost.com/u/xmj)
#### Post date: [May 25, 2026, 4:54pm UTC](https://forum.mustachianpost.com/t/best-business-bank-account-for-sarl-gmbh/13090/19 "2026-05-25T16:54:51Z")
> [@ronn1](#):
>
> multi-currency compliance
What’s that supposed to mean?