At Raiffeisen, it’s either one and/or the other.
Speaking of banking setup, I’d like to share an incident that occurred today. I attempted to send money to my WISE account, which I used regularly in the past but had been inactive for four months. After initiating the transfer, the money never arrived, and I was asked to provide identity verification (which had never happened before). Unfortunately, I couldn’t upload the required documents via the application, for unknown reasons. I had to cancel the transfer, which had already been refunded to me.
Is this procedure new with WISE? I had planned to use this solution for our honeymoon expenses abroad, but if it’s not as reliable as before, I may consider other options like Neon, YUH, or others.