# Assessing current value of future pensions **URL:** \ **Category:** Investing / Others\ **Created:** [March 1, 2025, 6:56pm UTC](https://forum.mustachianpost.com/t/assessing-current-value-of-future-pensions/15690 "2025-03-01T18:56:09Z")\ **Posts on this page:** 1\ **Showing post:** 13
**Author:** ![rolandinho](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/rolandinho/32/423_2.png) [@rolandinho](https://forum.mustachianpost.com/u/rolandinho)\ **Post date:** [March 3, 2025, 3:56pm UTC](https://forum.mustachianpost.com/t/assessing-current-value-of-future-pensions/15690/13 "2025-03-03T15:56:06Z")
> [@Moustachienne](#): > > How to estimate current value of future pension payments and lump sums, e.g. AVS/AHV, pillar 2 and 3 (taxes to be paid upon withdrawal) This is not answering your question directly, but the following is how I and others include AHV and other payments expected in the (far-off) future. (and thus may be an alternative option for you). We don’t somehow calculate a fictitious amount to safely withdraw from later. Make a table with one year per line. All income and expenses annually gives wealth development. Add the estimated AHV to your income at 65. Such a predictive table is quite straightforward (esp. mathematically) to set up - see, for example, this example: > [@Do you need a ridiculous amount of money to retire in Switzerland?](https://forum.mustachianpost.com/t/do-you-need-a-ridiculous-amount-of-money-to-retire-in-switzerland/10907/43): > > So here it is. For one person in Baselland needing 72k of costs per year you need about 2.85 million of assets to retire at 50 and live until 90. Wealth tax is calculated at flat 0.5% Income tax is approximated with a degree 2 polynomial using 2021 tax rates for BL (ones I had easily to hand) and 2023 for Federal Assumes kids until 2041 (impact on tax rates) 4% return on assets 3% inflation 75% AHV (33/44 years) Effective income tax rate varies between ~15%-25%. average: 20% Including wealth t… The table I set up for myself (before I saw Phil’s) looks remarkably similar. --- _[View the full topic](https://forum.mustachianpost.com/t/assessing-current-value-of-future-pensions/15690)._