oh…i forgot this:
Starting February 28, 2025, CHF balances in your regular account will no longer earn interest.
edit: a bit of positive + explanations. From March, the normal account will give 0 interest. The savings will give instead 0.275% (paid monthly …for monkey brains 
(see other thread, no offense meant). There are no withdrawal limit, which is cool. So all in all they are still better than the others. Especially if they FX is really good.
Negative point: 60chf for the physical card (which I hate since I opened before the 31dec but decided to wait for the card until the end of the festivities).