# Alpian - New Private Banking Fintech in Switzerland
**URL:** https://forum.mustachianpost.com/t/alpian-new-private-banking-fintech-in-switzerland/9157
**Category:** Investing / Brokers
**Created:** [October 19, 2022, 3:14am UTC](https://forum.mustachianpost.com/t/alpian-new-private-banking-fintech-in-switzerland/9157 "2022-10-19T03:14:09Z")
**Posts on this page:** 7
**Page:** 17
### Author:  [@Abs\_max](https://forum.mustachianpost.com/u/Abs_max)
#### Post date: [June 13, 2026, 12:48pm UTC](https://forum.mustachianpost.com/t/alpian-new-private-banking-fintech-in-switzerland/9157/333 "2026-06-13T12:48:05Z")
I think when we send wire , Alpian executes the transaction as ACH from their US account. That’s my understanding
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### Author:  [@humba](https://forum.mustachianpost.com/u/humba)
#### Post date: [June 14, 2026, 7:04am UTC](https://forum.mustachianpost.com/t/alpian-new-private-banking-fintech-in-switzerland/9157/334 "2026-06-14T07:04:39Z")
Do they also put a 4 day hold on the funds you transferred? It is my understanding that since ACH is reversible, they wait out the ‘please recall my money’ period with that.
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### Author:  [@nabalzbhf](https://forum.mustachianpost.com/u/nabalzbhf)
#### Post date: [June 14, 2026, 7:19am UTC](https://forum.mustachianpost.com/t/alpian-new-private-banking-fintech-in-switzerland/9157/335 "2026-06-14T07:19:58Z")
Btw I’m surprised they’d actually support ACH, usually not the case for non US institutions (it’s basically a check and normally requires a domestic account on your name).
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### Author:  [@Abs\_max](https://forum.mustachianpost.com/u/Abs_max)
#### Post date: [June 14, 2026, 2:37pm UTC](https://forum.mustachianpost.com/t/alpian-new-private-banking-fintech-in-switzerland/9157/336 "2026-06-14T14:37:54Z")
I remember IBKR saying „4 days hold for ACH"
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### Author:  [@Abs\_max](https://forum.mustachianpost.com/u/Abs_max)
#### Post date: [June 14, 2026, 2:38pm UTC](https://forum.mustachianpost.com/t/alpian-new-private-banking-fintech-in-switzerland/9157/337 "2026-06-14T14:38:27Z")
Yes they do put 4 days hold when I made a wire transfer from Alpian to IBKR. In addition they ask for proof of payment
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### Author:  [@San\_Francisco](https://forum.mustachianpost.com/u/San_Francisco)
#### Post date: [June 14, 2026, 10:01pm UTC](https://forum.mustachianpost.com/t/alpian-new-private-banking-fintech-in-switzerland/9157/338 "2026-06-14T22:01:51Z")
> [@ma0](#):
>
> Also the bold text on pdfs? I hate it.
No, you’re right, the bold text on the statements doesn’t look good.
That said, I had took a look after your post, as I haven’t used Neon’s statements …ever?
> [@nabalzbhf](#):
>
> Btw I’m surprised they’d actually support ACH, usually not the case for non US institutions
I suppose they‘re using a correspondent bank account or third-party service provider (e.g. Currency Cloud or the like), which would also explain why IBKR is asking for proof of payment (due to not coming from an account in your name).
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### Author:  [@Dr.PI](https://forum.mustachianpost.com/u/Dr.PI)
#### Post date: [June 16, 2026, 7:14am UTC](https://forum.mustachianpost.com/t/alpian-new-private-banking-fintech-in-switzerland/9157/339 "2026-06-16T07:14:12Z")
> [@markus654](#):
>
> replaced by AI, because it’s the new tren
AI is already in Yuh, they say it is beta.
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