# Alpian - New Private Banking Fintech in Switzerland
**URL:** https://forum.mustachianpost.com/t/alpian-new-private-banking-fintech-in-switzerland/9157
**Category:** Investing / Brokers
**Created:** [October 19, 2022, 3:14am UTC](https://forum.mustachianpost.com/t/alpian-new-private-banking-fintech-in-switzerland/9157 "2022-10-19T03:14:09Z")
**Posts on this page:** 20
**Page:** 16
### Author:  [@Guillaume\_GVA](https://forum.mustachianpost.com/u/Guillaume_GVA)
#### Post date: [May 18, 2026, 6:34pm UTC](https://forum.mustachianpost.com/t/alpian-new-private-banking-fintech-in-switzerland/9157/313 "2026-05-18T18:34:13Z")
fyi
> **[Alpian's 2025 Results](https://www.alpian.com/blog/news/press-release-alpian-s-2025-annual-results)**
>
> Alpian, the Swiss digital bank, announces its 2025 annual results, highlighting a threefold increase in gross commissions, a historic reduction in net loss, and the successful migration of the Radicant portfolio. Learn how the bank is scaling its...
> **[Alpian peine à atteindre la masse critique et enregistre une nouvelle perte](https://www.financecorner.ch/alpian-peine-a-atteindre-la-masse-critique-et-enregistre-une-nouvelle-perte/)**
>
> Le communiqué annonçant les résultats 2025 de la banque privée en ligne genevoise Alpian, détenue majoritairement par Fideuram – Intesa Sanpaolo Private Banking, est riche en pourcentages de …
Full report is only available upon request using an online form.
> **[Financial reports | Alpian Bank](https://www.alpian.com/financial-reports)**
>
> Gain insights into our financial stability with our financial reports, prepared in accordance with FINMA requirements. Request your copy here.
---
### Author:  [@wapiti](https://forum.mustachianpost.com/u/wapiti)
#### Post date: [May 18, 2026, 6:49pm UTC](https://forum.mustachianpost.com/t/alpian-new-private-banking-fintech-in-switzerland/9157/314 "2026-05-18T18:49:55Z")
> In figures, operating revenues jumped in 2025 from CHF 115,000 to CHF 928,000, but still remain below one million francs in revenue, while operating expenses amount to CHF 24.5 million
They need to 24 times more revenue…
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### Author:  [@ma0](https://forum.mustachianpost.com/u/ma0)
#### Post date: [June 8, 2026, 1:25pm UTC](https://forum.mustachianpost.com/t/alpian-new-private-banking-fintech-in-switzerland/9157/315 "2026-06-08T13:25:17Z")
After the 4-6th email in a month where they try to sell me something, I think it’s time to close my account.
I just have a feeling the neobank market is now too tight.
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### Author:  [@TaeSoo](https://forum.mustachianpost.com/u/TaeSoo)
#### Post date: [June 8, 2026, 1:45pm UTC](https://forum.mustachianpost.com/t/alpian-new-private-banking-fintech-in-switzerland/9157/316 "2026-06-08T13:45:28Z")
Yuh won the neo-bank war in switzerland, maybe if revolut expand their offer with ebill, twint and a real personnal swiss iban they have a shot, but i don’t see someone take the cake form yuh anytime soon.
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### Author:  [@jess93](https://forum.mustachianpost.com/u/jess93)
#### Post date: [June 8, 2026, 4:27pm UTC](https://forum.mustachianpost.com/t/alpian-new-private-banking-fintech-in-switzerland/9157/317 "2026-06-08T16:27:31Z")
Yuh and Alpian are no on same game, but Alpian as private bank needs people to use their invest part not only as a simple bank account…that only the way to survive.
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### Author:  [@anneaun](https://forum.mustachianpost.com/u/anneaun)
#### Post date: [June 8, 2026, 6:03pm UTC](https://forum.mustachianpost.com/t/alpian-new-private-banking-fintech-in-switzerland/9157/318 "2026-06-08T18:03:18Z")
> [@TaeSoo](#):
>
> Yuh won the neo-bank war in switzerland
I am still wondering what they will do with their Swissquoins. They hinted it would be publicly listed some time back but never moved ahead, now they haven’t top up their reserve since mid-March…
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### Author:  [@San\_Francisco](https://forum.mustachianpost.com/u/San_Francisco)
#### Post date: [June 8, 2026, 8:12pm UTC](https://forum.mustachianpost.com/t/alpian-new-private-banking-fintech-in-switzerland/9157/319 "2026-06-08T20:12:13Z")
> [@TaeSoo](#):
>
> Yuh won the neo-bank war in switzerland
What about Neon?
Having switched from Neon to Yuh lately, I still prefer Neon for ease of use (and less distraction).
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### Author:  [@markus654](https://forum.mustachianpost.com/u/markus654)
#### Post date: [June 8, 2026, 8:28pm UTC](https://forum.mustachianpost.com/t/alpian-new-private-banking-fintech-in-switzerland/9157/320 "2026-06-08T20:28:17Z")
> [@anneaun](#):
>
> I am still wondering what they will do with their Swissquoins.
I get the feeling that the days when every startup wanted to do something with blockchain and tokens are over. My bet: It’s going to disappear (and replaced by AI, because it’s the new trend).
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### Author:  [@TaeSoo](https://forum.mustachianpost.com/u/TaeSoo)
#### Post date: [June 9, 2026, 5:18am UTC](https://forum.mustachianpost.com/t/alpian-new-private-banking-fintech-in-switzerland/9157/321 "2026-06-09T05:18:16Z")
I don’t like Neon. the UI is really bad compared to Yuh and when i was using it every 25 the app was buggy.
Yuh si smooth, the design is good, they have twint, ebill etc.. and i don’t invest with it.
It’s just overall a better product than Neon for my taste
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### Author:  [@Abs\_max](https://forum.mustachianpost.com/u/Abs_max)
#### Post date: [June 9, 2026, 6:18pm UTC](https://forum.mustachianpost.com/t/alpian-new-private-banking-fintech-in-switzerland/9157/322 "2026-06-09T18:18:23Z")
Somehow it feels like Alpian might survive.
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### Author:  [@San\_Francisco](https://forum.mustachianpost.com/u/San_Francisco)
#### Post date: [June 9, 2026, 7:34pm UTC](https://forum.mustachianpost.com/t/alpian-new-private-banking-fintech-in-switzerland/9157/323 "2026-06-09T19:34:14Z")
Trying not to stray away from the topic too much
> [@TaeSoo](#):
>
> I don’t like Neon. the UI is really bad compared to Yuh and when i was using it every 25 the app was buggy.
We agree to disagree. 🙂
Having switched from Neon to Yuh as my daily account (due to Neon introducing fees, including for withdrawals) only a short while ago, I’m going to reserve judgement for the time being.
Neon is less annoying with app updates.
I find Neon’s choice of font and size easier to read.
When I initiate a Swiss transfers, Yuh fits (without scrolling/swiping) 5 existing beneficiaries as suggestions on a small phone screen - while Neon has 9.
Neon has “Card” settings on the home screen - while Yuh has “Play Bday Rush”:
 
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### Author:  [@gaijin](https://forum.mustachianpost.com/u/gaijin)
#### Post date: [June 10, 2026, 7:16am UTC](https://forum.mustachianpost.com/t/alpian-new-private-banking-fintech-in-switzerland/9157/324 "2026-06-10T07:16:52Z")
I have opened a new thread on the topic of best neo banks:
> [@Best neo bank in Switzerland](https://forum.mustachianpost.com/t/best-neo-bank-in-switzerland/19070):
>
> Fortsetzung der Diskussion von [Alpian - New Private Banking Fintech in Switzerland](https://forum.mustachianpost.com/t/alpian-new-private-banking-fintech-in-switzerland/9157/323): New thread for this discussion. Maybe a moderator can move the relevant messages to this new thread.
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### Author:  [@ma0](https://forum.mustachianpost.com/u/ma0)
#### Post date: [June 10, 2026, 3:13pm UTC](https://forum.mustachianpost.com/t/alpian-new-private-banking-fintech-in-switzerland/9157/325 "2026-06-10T15:13:24Z")
> [@San\_Francisco](#):
>
> I find Neon’s choice of font and size easier to read.
Also the bold text on pdfs? I hate it.
Speaking about Neon? It is down.
I am using Neon though. The biggest thing I remember I didn’t like on Yuh was that all their statements were SQ-like. It made Yuh look like a whitelabel-ed service on top of SQ.
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### Author:  [@humba](https://forum.mustachianpost.com/u/humba)
#### Post date: [June 11, 2026, 6:11pm UTC](https://forum.mustachianpost.com/t/alpian-new-private-banking-fintech-in-switzerland/9157/326 "2026-06-11T18:11:51Z")
I wonder if they’ll tell me the same thing (filed a ticket with them about this yesterday).
I also asked Alpian, and they told me the transfer needs to be made a bit different than what IBKR tells you to. IBRK gives you a virtual account number, consisting of a bunch of digits, followed by your customer number (U and 8 digits). It’s seems the latter part is not really supported by Alpian and you’re supposed to make the transfer just to the account number that is before the Uxxxxxxxx part.
They also seem to indicate that you only need to give your IBKR Account number in the ‘payment reason’ field (just asked back if that’s really the case as IBKR tells you to follow up your account number with a slash and then the name they have on record).
Either way.. while the additional confirmation step is annoying (3 transfers so far.. once I even had to make twice), the positive is that the whole things costs you nothing. Zero point Zero. And the whole amount arrives at IBKR. Whereas a transfer of 10k USD from PF ended up at 9’988 (so $12 disappeared somewhere), plus the PF transfer fee ($2.56.. which got my account in the red even though my accounts don’t permit overdrafts - not the first time I had to complain about this).
So, if you have an USD transfer pending, maybe try what Alpian suggested. I’ll let you know if the instructions work for me when I make my next transfer (could be some time though).
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### Author:  [@Abs\_max](https://forum.mustachianpost.com/u/Abs_max)
#### Post date: [June 11, 2026, 7:49pm UTC](https://forum.mustachianpost.com/t/alpian-new-private-banking-fintech-in-switzerland/9157/327 "2026-06-11T19:49:51Z")
I actually don’t get a Uxxx number for transfer. I just get an IBKR account on IB name and I need to put my account number in reference
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### Author:  [@humba](https://forum.mustachianpost.com/u/humba)
#### Post date: [June 11, 2026, 9:01pm UTC](https://forum.mustachianpost.com/t/alpian-new-private-banking-fintech-in-switzerland/9157/328 "2026-06-11T21:01:09Z")
Are you sure? The number they give me for inbound USD transfers has 8 digits, then an U and then another digits. The u and the latter 8 digits are actually my account number at IBKR. And the same number then has to go to the payment reference field. It’s easy to miss - if Alpian hadn’t told me, I would’ve never noticed since I just copied & pasted the information from IBKR.
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### Author:  [@Abs\_max](https://forum.mustachianpost.com/u/Abs_max)
#### Post date: [June 12, 2026, 4:41am UTC](https://forum.mustachianpost.com/t/alpian-new-private-banking-fintech-in-switzerland/9157/329 "2026-06-12T04:41:21Z")
Interesting
On IBKR do you normally ask for instructions for wire transfers or ACH transfer? Maybe that is the difference
My instructions are for Wire transfer which comes with following info
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### Author:  [@humba](https://forum.mustachianpost.com/u/humba)
#### Post date: [June 12, 2026, 10:19pm UTC](https://forum.mustachianpost.com/t/alpian-new-private-banking-fintech-in-switzerland/9157/330 "2026-06-12T22:19:42Z")
I’m doing ACH transfers. Doesn’t wire always cost money?
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### Author:  [@Abs\_max](https://forum.mustachianpost.com/u/Abs_max)
#### Post date: [June 13, 2026, 6:29am UTC](https://forum.mustachianpost.com/t/alpian-new-private-banking-fintech-in-switzerland/9157/331 "2026-06-13T06:29:26Z")
from Alpian to IBKR , wire is free
I assumed I can’t do ACH because I don’t have account in US
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### Author:  [@humba](https://forum.mustachianpost.com/u/humba)
#### Post date: [June 13, 2026, 8:15am UTC](https://forum.mustachianpost.com/t/alpian-new-private-banking-fintech-in-switzerland/9157/332 "2026-06-13T08:15:52Z")
Ahh, maybe Alpian is referring to wire Transfer with their instructions. Somehow I ended up with ACH Reading the conditions and limitations IBKR mentions when declaring the Transfer.
ACH is with Citibank
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