As far as I know all posts on this forum are public and should be treated as such (even if there was a member barrier, becoming one is easy and open to everyone).
There are loads of blueprints, it is however important to at least somewhat know hat you are doing.
Hey @rogerized,
id like to write a pages- long answer but i keep myself short: if you believe in market timing, then now is a bad time to invest. otherwise, consider something like 60/40 or 80/20 stock/bond allocation as solid starting point to tweak your future portfolio towards your needs. consider an Interactive Broker account and check out vanguard ETFs.
And, before all that, take your time to inform yourself. half a year of opportunity costs for Sparkonto-instead-of-VT is much better than bad decisions that you would regret at some point 
keywords to get your journey started:
bogleheads
lazy portfolio
guidepost to the swiss mustachian forum
MMM
risk tolerance level
investment horizon
low interest era / bonds vs cash
Schiller’s PE ratio
you seem to be doing pretty well already with 500k, congrats!!
good luck
hey @chestwood96
thanks, i guess the best way is to treat as on open forum then.
where do you find blueprints?
hi @nugget
thank you so much, very interesting answer and keyword selection. I guess i need to research a lot and take my time to find a solution that i don’t regret - but it is so time-consuming.
Where is the right place to propose a portfolio strategy and get or give feedback in this forum?
Thx 
This is probably what you are looking for forum.mustachianpost.com/t/mustachian-portfolios/. Like many posts in this forum it somewhat diverged from its initial point (partially my fault), it should however still be relevant.
I would however advise you to use the search feature and not shy away from the “tedious” and “time-consuming” research, because that is the only thing between you and expensive mistakes.
Also you will probably have to adjust the “Blueprint” to your situation.
I’ve asked this question myself some time ago because I also thought ETFs were high and they’d probably drop soon. The market has gone up almost 5% since then. 
The right time to invest is now, and then follow it up regularly according to your plan. Unless you can see the future, of course. But in that case, please share. 
@rogerized
Figure out first your asset allocation and investment horizon before thinking about timing the markets.
Value cost averaging is a method to progressively invest and reach you desired allocation.
I personally went all in 1y ago as it was statistically a better choice (so far it indeed was) than dollar cost averaging but if I knew at that time about value cost averaging, I would have used it.
I have most of my stuff in VT ETF at Interactive Brokers.
+1 excellent keyword list IMHO
top 3 for me would be:
@T78a
Wow, Value Averaging makes a lot of sense - sweet strategy is now on my radar - thank you. It is a way to get in step by step with a system in place. Gotta find the trustworthy funds/bonds first 
@1000000CHF
VT ETF is Vanguard, pretty popular Mustachian thingy, definitely one i consider. Will post my plan in the portfolio section, when i have one 
. Why do you like interactive broker better than for instance swiss quote?
@mrs_oberland
Thanks for shortening the list, makes it easier to start 
Two reasons:
this is false 
Cornertrader offered the vanguard US ETFs and i am sure swiss quote does so, too. I know they even do the w8-BEN thing.
I also couldn’t find it on my CT account.
In any case, even if you can buy American ETFs (on American stock exchanges) from European broker, it’s still cheaper to buy them via IB.
It seems available at swissquote:
Clicking through it for some reason doesn’t work for me logged out, detailed quote page just doesn’t load like for other stocks, but maybe after you login you can buy it, or at least ask support to do - given how ridiculously they overprice US transactions: up to $250 per trade (+ stamp duty + 1% currency conversion). whereas most US brokers charge flat <$10, one has to expect top notch support at least
Then I was wrong. Sorry about that. I thought one can buy VT ETF only via American brokers.
@1000000CHF
If IB is cheaper, then that’s all what counts.
Thanks for all the details, swissquote transactions have ridiculous prices it seems. Would prefer to buy these stuff on blockchains and kill the middle mens. But will digg deeper, step by step.
happy to help
I normally recommend this link to anyone who is just starting out with investing:
https://www.bogleheads.org/wiki/Video:Bogleheads®_investment_philosophy
Those videos are very easy to follow and understand.
First post here and i’m 43 and just read your post seeing its been a year - how are things now ?
Hi nobeard,
thanks for asking :D. Live is great so far, moneywise I just try to get the basics right. I moved all existing 3a Pillars to VIAC, Investing in VT ETF with IB and crying over falling cryptocurrency values (still positive though).
Growth is very slow but steady - so I don’t think much about it, but I am learning to get the whole IB thing right, with taxes etc…
