Don’t invest in the stock market if the money will be needed in the next 2-5 years. I would suggest only investing in the stock market if the time horizon is 10+ years.
Yes, that’s happening with Daniel’s site as well. 2y is still at 0.3. @Daniel, you are watching the intrantet’s version
Side note: You are pushing a lot of your company’s links. I wonder if that should be moderated, even if most of the time they are very useful links. Just thinking out loud.
Thanks for the constructive criticism. Will lay off the links.
As for medium-term notes, at the current time when interest rates are constantly changing, checking what you bank is offering is definitely a good idea, as not all banks openly publish their rates online, and comparisons don’t include all 240+ banks.
I agree with ma0 that I might have been too freehanded with links. It so happens that moneyland.ch has a lot of information that is not available elsewhere, or not in English, and it’s easier to link than to rewrite. But a forum is a forum, so I’ll keep links to a minimum.
Yes, “unfortunately” your employer is a lot of times the best place to find some information in english. I am still unsure of you should link less or not, though.
One thing is sure: if you post comments on this forum while at work, you surely wouldn’t get reprimed. Even without posting link, you are helping the bottom line for them. :win win for you -)
Maybe. For me this forum is currently my “smoking break,” without the health cons. I don’t think my employer cares too much one way or the other. It’s hard to keep back info when you know an article that answers a question perfectly, but I’ll keep it in check. But let’s not hog this thread with that, as it’s kind of off topic.
To answer the original question in the thread, I think we all agree that medium-term notes/fixed deposits are currently the better option since the interest rates are back to a non-insulting level. Stocks only really make sense for investment terms of around 10 years or more (5 years at the very least, though I wouldn’t personally recommend it).
2 Likes
By reading and partipating to this forum, you confirm you have read and agree with the disclaimer presented on http://www.mustachianpost.com/
En lisant et participant à ce forum, tu confirmes avoir lu et être d'accord avec l'avis de dégagement de responsabilité présenté sur http://www.mustachianpost.com/fr/
Durch das Lesen und die Teilnahme an diesem Forum bestätigst du, dass du den auf http://www.mustachianpost.com/de/ dargestellten Haftungsausschluss gelesen hast und damit einverstanden bist.