# About 100k CHF cash, shall I park it with Interactive Brokers or UBS savings account?

**URL:** <https://forum.mustachianpost.com/t/about-100k-chf-cash-shall-i-park-it-with-interactive-brokers-or-ubs-savings-account/12733>\
**Category:** Investing / Brokers\
**Created:** [May 13, 2024, 6:48pm UTC](https://forum.mustachianpost.com/t/about-100k-chf-cash-shall-i-park-it-with-interactive-brokers-or-ubs-savings-account/12733 "2024-05-13T18:48:48Z")\
**Posts on this page:** 1\
**Showing post:** 15

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**Author:** ![neutralname](https://forum.mustachianpost.com/letter_avatar_proxy/v4/letter/n/45deac/32.png) [@neutralname](https://forum.mustachianpost.com/u/neutralname)\
**Post date:** [May 14, 2024, 2:57pm UTC](https://forum.mustachianpost.com/t/about-100k-chf-cash-shall-i-park-it-with-interactive-brokers-or-ubs-savings-account/12733/15 "2024-05-14T14:57:17Z")

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> [@dbu](#):
>
> Consider wiLLBe too (1.3% up to 50k)

I just saw this post from another thread

> [@wiLLBe banking app](https://forum.mustachianpost.com/t/willbe-banking-app/11126/30):
>
> Have you tried to deposit to WiLLbe account or withdraw from it with IBRK ? I guess it can be problematic because brokerage accounts are typically Omnibus accounts without a personal IBAN assigned what most probably breaks their validated account rule.
> 
> “A validated account is a registered account that is specified when creating a savings plan/standing order and validated when the first successful deposit is made. An account can be registered but not yet validated. The registered account must be in the customer’s name in order to be validated”
> 
> “Due to legal requirements, we can only accept payments where the account holder of the sender account matches the wiLLBe customer.”

anyone have experience transfer CHF from wiLLBe to IBKR? 1. can you transfer directly without passing by a Swiss bank like UBS? 2. if you make the order before 5pm on day 1, would you receive the money on IBKR the next morning?

Thanks

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