I guess going with the SMI here over the SPI Extra wont make much difference, at the end of the day its just a personal preference/choice.
I additionally chose a 15% allocation in World Small Caps, so I am tilting even further towards small caps (within VIAC).
Oh I am absolutely not being consequent here, I know that.
It’s not that I don’t want to put my money in giants, its just that I don’t want to put it into the swiss big 3.
Apple has a market cap of 930billion and makes out 1,6% of VT, thats fine.
A while back I was toying with the idea of a 10-15% swiss allocation for my entire portfolio (see _MP’s 3 fund portfolio, minus the bonds part), I was going to use the SMIM or SPI Mid.
I don’t see anyone here recommending using ~15% SMI for this “home bias” part of the portfolio. Why? because its not diversified enough and NN&R are hugely over weighted. I took this same reasoning and applied it here. Of course we are talking about much smaller absolute numbers here so it doesn’t really matter. (max 6768p.a.)
With VIAC I am forced to have a 37% swiss equity allocation. SPI EXTRA seems like the best choice to me out of the available 3. If I could choose freely I would only pick World + EM, maybe a bit of SC.