Is there a way to see your top10 holdings in Viac’s app if you go for an individual strategy? (Getting a bit uncomfortable with diversification in my global100 portfolio for the Swiss assets for my remaining Viac holdings and would like to tweak that).
No, the top holdings are not shown in the app. It shouldn’t be very difficult to create such a list on your own, though, especially if you set your strategy to roughly match a combination of VT + Swiss indices (which is what I do for the stock portion of my VIAC strategy).
Not for me. I have a 3a account with both Viac and Finpension.
The 97% to 99% increase in stock ETFs with Viac doesn’t move the needle for me.
ETF selection is similar to (I prefer the one at Finpension).
The major drawback at Viac is the 40% minimum invested in Swiss Francs.
Having lost trust in the Viac solution due to the FX issue I discovered, I have decided to leave them in the meantime. I have switched to True Wealth and have shared my experience in the other thread for those interested:
Does anyone know if there is any downside to switching at the moment?
E.g. I could imagine that there is a discount applied to CS funds atm, so that selling them to buy Swiss Canto funds could result in some loss. Should be easy to verify by looking at comparable funds but I’m too occupied to do this myself atm so hoping someone else can verify
The funds have subscription and/or redemption spreads. Check the factsheets. That should be the only cost.
These are mutual funds, not ETFs. You buy/sell them at NAV (+/- the defined spread mentioned above). There is no market price where there could be a premium or a discount. And even if these were ETFs, I highly doubt they would trade at a significant discount as it would open up arbitrage opportunities.