3a and ETF strategy for life

As I’ve very recently said: 2% allocation to Switzerland will most certainly make no meaningful difference whatsoever.

You’d better YOLO that into a good pyramid scheme or meme stock. If you’re more conservative, you could just as well allocate to World ex CH - or leave it in SMI/SPI Extra (though pointless).

As for Emerging Markets, you’ve probably noticed how they’ve lagged behind developed world indices for quite some time. A lot of the market growth seems often seems to be eaten away by a depreciation of the currency.