# 2nd pillar recommendation?
**URL:** https://forum.mustachianpost.com/t/2nd-pillar-recommendation/6592
**Category:** Investing / Portfolios
**Created:** [June 8, 2021, 12:17pm UTC](https://forum.mustachianpost.com/t/2nd-pillar-recommendation/6592 "2021-06-08T12:17:35Z")
**Posts on this page:** 4
**Page:** 2
### Author:  [@Ardius](https://forum.mustachianpost.com/u/Ardius)
#### Post date: [June 11, 2021, 10:10am UTC](https://forum.mustachianpost.com/t/2nd-pillar-recommendation/6592/21 "2021-06-11T10:10:48Z")
You can be Independent but affiliated to a pension fund.
Anyway, you have to take into account disability risk etc.
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### Author:  [@Carambau](https://forum.mustachianpost.com/u/Carambau)
#### Post date: [June 15, 2021, 3:35pm UTC](https://forum.mustachianpost.com/t/2nd-pillar-recommendation/6592/22 "2021-06-15T15:35:07Z")
haha! my wife’s startup is also in education… you guys should connect offline although we are in Vaud and looks like you are in Basel
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### Author:  [@Sjess](https://forum.mustachianpost.com/u/Sjess)
#### Post date: [November 19, 2021, 9:46am UTC](https://forum.mustachianpost.com/t/2nd-pillar-recommendation/6592/23 "2021-11-19T09:46:10Z")
Dear Cortana, is this still your allocation for your second pillar (80% MSCI World ex CH, 10% MSCI EM, 1% cash)? Thanks!
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### Author:  [@Cortana](https://forum.mustachianpost.com/u/Cortana)
#### Post date: [November 19, 2021, 2:59pm UTC](https://forum.mustachianpost.com/t/2nd-pillar-recommendation/6592/24 "2021-11-19T14:59:49Z")
Currently 80% MSCI World exCH, 19% MSCI Emerging Markets and 1% cash. But this information is useless without context (Viac and IBKR portfolio).
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