# 2nd pillar facts when you stop working in your 40ies

**URL:** https://forum.mustachianpost.com/t/2nd-pillar-facts-when-you-stop-working-in-your-40ies/4425
**Category:** Banks, Insurances & Third Pillar
**Created:** [September 20, 2020, 2:24pm UTC](https://forum.mustachianpost.com/t/2nd-pillar-facts-when-you-stop-working-in-your-40ies/4425 "2020-09-20T14:24:00Z")
**Posts on this page:** 1
**Page:** 2

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### Author: ![San\_Francisco](https://forum.mustachianpost.com/letter_avatar_proxy/v4/letter/s/ea5d25/32.png) [@San\_Francisco](https://forum.mustachianpost.com/u/San_Francisco)
#### Post date: [October 24, 2020, 8:33pm UTC](https://forum.mustachianpost.com/t/2nd-pillar-facts-when-you-stop-working-in-your-40ies/4425/22 "2020-10-24T20:33:04Z")

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> [@GenevaAl](#):
>
> Is there any downsides to doing this?

Possibly fees. Some of these operations in Schwyz charge you for the privilege of withdrawing your funds from them. Though you could probably consolidate into one account in many cases.

In any case, splitting between two vested benefit accounts is pretty much a no-brainer.

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