Taking out 3rd pillar doesn’t make much sense from my point of view, as it is probably your most efficient investment.
Taking out 2nd pillar makes sense, but again, you should know how much money you want to have left there after you take some. Once you took out some from 2nd pillar, you don’t get tax deductions for paying into 2nd pillar. So if you want to profit from 2nd pillar inpayments, do it now.