23 with 23K to my name

Hello all!

First of all thank you for existing, I’ve begun trawling through the vast amounts of knowledge and can tell there’s a lot I can learn here. Wanted to post and gather some ideas as my initial trawling suggests that everyone is a couple of years further along than me and therefore probably full of good advice.

About me:

Age: 23
Location: Zürich
Job: Geoinformatics intern
Salary: CHF 3,900 after AHV etc - this is gonna drop as I’m moving to another internship that is 70%
Costs: CHF 1,500 per month (live with my parents)
Liquid Assets: CHF 24,000
Debt: 0

Next Steps:

  1. Dial in the budget, my aim is CHF 1,000 per month, especially as my wage will drop to CHF 2500-3000 or so
  2. Become financially literate and create an investment strategy
  3. Use my lower working hours to work on personal projects, generate alternate income sources and gain career capital

Would love to hear your inputs!

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