# 1000000CHF's Journal

**URL:** https://forum.mustachianpost.com/t/1000000chfs-journal/310
**Category:** Share your story
**Created:** [June 1, 2017, 7:46pm UTC](https://forum.mustachianpost.com/t/1000000chfs-journal/310 "2017-06-01T19:46:40Z")
**Posts on this page:** 1
**Showing post:** 4

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### Author: ![1000000CHF](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/1000000chf/32/700_2.png) [@1000000CHF](https://forum.mustachianpost.com/u/1000000CHF)
#### Post date: [June 2, 2017, 4:40pm UTC](https://forum.mustachianpost.com/t/1000000chfs-journal/310/4 "2017-06-02T16:40:09Z")

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Hello Mustachians!

Here is my budget with comments for last month. It’s pretty high as I live in pretty expensive place - Zug. I wonder if you can spot some space for optimisations or if you have any recommendations.

> **Total Expenses 4096.95**
> 
> **Living 1638**
> 
> - Rent 1480 – I’m really lucky that it’s so cheap! In Zug it starts from 2000!
> - Electricity / Gas / Water 88
> - Internet 70 – this is for two months (2 \* CHF 35)
> 
> **Household 717.2**
> 
> - Groceries 574.6 – normally, I spend around 350-400 on groceries, but I had lots of guests this month
> - Cosmetics 10
> - Household articles 7
> - Equipment / Furnitures 44.6 – we bought some equipment in Zuger Ökihof
> - Baby stuff 71 – diapers and other stuff are also included in groceries (as we bought it in Aldi in Germany)
> - Household Miscellaneous 10
> 
> **Personal 652.5**
> 
> - Clothing 10
> - Snacks & Drinks 146.5 – I normally don’t spend so much on that, but I had lots of guests
> - Restaurants / Bars 106 – the same as above
> - Gifts 155 – in May in Poland there are first communions
> - Mobile (wife) 10 – my wife has a Lyca prepaid
> - Mobile (me) 30 – I have Swisscom prepaid
> - Education 235 – German learning on Skype
> 
> **Health 782.25**
> 
> - Health Insurance 383.6 – for both me & my wife at CSS (I have to check if there are better options)
> - Doctors & Treatment 0 – luckily during pregnancy everything is covered by insurer
> 
> **Traffic 247**
> 
> - Public transport tickets 37 – sometimes I have to take the train (e.g. Zurich rush hours)
> - Car/Insurance/Taxes/Maintaince 0
> - Traffic fines 0
> - Fuel 73 – I did ~800 km with that
> - Other Parking 29 – this is what I pay on parking houses when visit Luzern/Zurich (I haven’t figure yet how to park for free or cheaper)
> - Home Parking 108 – this is the chepest parking lot I found in Zug (ridiculous)
> 
> **Leisure, sport & hobby 60**
> 
> - Culture/Cinema/Museum/Events 0
> - Books 60 – I’m addicted to book collecting
> - Sports activities 0
> - Sports equipment 0

Additionally to this list, I have few annual costs:

- car insurance ~500
- new winter tires + changing them ~379
- last months I got two fines (speeding + parking for too long) 100
- PostFinance credit card 40
- Vacations ~1000
- Christmas/Easter trip to Poland (including gifts) ~2000
- Winter sports trips ~1000
- weekend trips ~1000

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