# 1000000CHF's Journal

**URL:** https://forum.mustachianpost.com/t/1000000chfs-journal/310
**Category:** Share your story
**Created:** [June 1, 2017, 7:46pm UTC](https://forum.mustachianpost.com/t/1000000chfs-journal/310 "2017-06-01T19:46:40Z")
**Posts on this page:** 20
**Page:** 7

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### Author: ![ajPT](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/ajpt/32/932_2.png) [@ajPT](https://forum.mustachianpost.com/u/ajPT)
#### Post date: [November 12, 2018, 12:58pm UTC](https://forum.mustachianpost.com/t/1000000chfs-journal/310/136 "2018-11-12T12:58:47Z")

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There are a lot of reports calling that a scam. Be aware of that @1000000CHF.

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### Author: ![1000000CHF](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/1000000chf/32/700_2.png) [@1000000CHF](https://forum.mustachianpost.com/u/1000000CHF)
#### Post date: [November 12, 2018, 1:09pm UTC](https://forum.mustachianpost.com/t/1000000chfs-journal/310/137 "2018-11-12T13:09:27Z")

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[I’ve seen them](https://www.vox.com/the-goods/2018/11/8/18075816/initiative-q-email-cryptocurrency-bitcoin-paypal-saar-wilf?fbclid=IwAR24PX6UbMAcqL-O9uHvAKlSCdMn_uRKWYWEAPNCStR0_q23c0T8sjQLJ64). They haven’t done anything yet except for promising for free their coins in the future. In any case, I only gave them my email, so I don’t care too much.

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### Author: ![1000000CHF](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/1000000chf/32/700_2.png) [@1000000CHF](https://forum.mustachianpost.com/u/1000000CHF)
#### Post date: [November 30, 2018, 9:41am UTC](https://forum.mustachianpost.com/t/1000000chfs-journal/310/138 "2018-11-30T09:41:04Z")

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Friend of friend asked me to compile an intro into FI. So I thought I’ll shared it with others here:

> Best Swiss FI forum:
> 
> - [https://forum.mustachianpost.com/](https://forum.mustachianpost.com/)
> 
> Best Swiss FI blogs:
> 
> - [https://www.mustachianpost.com/](https://www.mustachianpost.com/)
> - [http://retireinprogress.com/](http://retireinprogress.com/)
> - [https://thepoorswiss.com/](https://thepoorswiss.com/)
> 
> Best FI blogs:
> 
> - [http://www.mrmoneymustache.com/](http://www.mrmoneymustache.com/)
> - [https://rockstarfinance.com/](https://rockstarfinance.com/)
> - [https://earlyretirementnow.com/](https://earlyretirementnow.com/)
> - [https://www.millennial-revolution.com/](https://www.millennial-revolution.com/)
> - [https://www.gocurrycracker.com/](https://www.gocurrycracker.com/)
> - [https://ournextlife.com/](https://ournextlife.com/)
> - [https://www.1500days.com/](https://www.1500days.com/)
> - [https://www.frugalwoods.com/](https://www.frugalwoods.com/)
> - [https://retireby40.org/](https://retireby40.org/)
> - [https://rootofgood.com/](https://rootofgood.com/)
> - [https://thinksaveretire.com/](https://thinksaveretire.com/)
> 
> Best FI blogs/podcasts:
> 
> - [Financial Independence Podcast](https://www.madfientist.com/podcast)
> - [https://www.choosefi.com/](https://www.choosefi.com/)
> - [http://podcast.affordanything.com/listen/](http://podcast.affordanything.com/listen/)
> - [https://financialmentor.com/](https://financialmentor.com/)
> - [The Minimalists Podcast - The Minimalists](https://www.theminimalists.com/podcast/)
> 
> Best FI websites/books:
> 
> - [Bogleheads](https://www.bogleheads.org/wiki/Main_Page)
> - [http://earlyretirementextreme.com/](http://earlyretirementextreme.com/)
> - The Millionaire Next Door
> - Random Walk Down Wall Street
> - The 4 Hour Work Week
> - A Simple Path to Wealth
> - The Intelligent Investor
> - The Bogleheads Guide to Investing
> 
> More resources:
> 
> - [https://directory.rockstarfinance.com/](https://directory.rockstarfinance.com/)

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### Author: ![1000000CHF](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/1000000chf/32/700_2.png) [@1000000CHF](https://forum.mustachianpost.com/u/1000000CHF)
#### Post date: [December 7, 2018, 8:35am UTC](https://forum.mustachianpost.com/t/1000000chfs-journal/310/139 "2018-12-07T08:35:37Z")

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Today I learned:

Benefits of meditation are wide and well-documented. The interesting thing is that there’s a physiological reason behind it. Medicine in last years discovered a biomarker called Heart Rate Variability (HRV), which determines the hormonal economy of our body that affect mood, energy, willpower, well-being, and general health. There’re two ways to improve our HRV - it’s smooth and regular breathing (meditation) and invoking appreciation (gratitude).

Here’re few videos on that matter:

- Short summary:  
[https://www.youtube.com/watch?v=LOe9GNEDKZ8](https://www.youtube.com/watch?v=LOe9GNEDKZ8)
- TEDx Talk by Dr. Alan Watkins:  
[https://www.youtube.com/watch?v=q06YIWCR2Js](https://www.youtube.com/watch?v=q06YIWCR2Js) (Part 1)  
[https://www.youtube.com/watch?v=Q\_fFattg8N0](https://www.youtube.com/watch?v=Q_fFattg8N0) (Part 2)
- Google Talk by Lane Michel:  
[https://www.youtube.com/watch?v=GNYSnDQ8yAc](https://www.youtube.com/watch?v=GNYSnDQ8yAc)

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### Author: ![Bojack](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/bojack/32/281_2.png) [@Bojack](https://forum.mustachianpost.com/u/Bojack)
#### Post date: [December 7, 2018, 10:35am UTC](https://forum.mustachianpost.com/t/1000000chfs-journal/310/140 "2018-12-07T10:35:36Z")

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By the way, I’m getting constant Headspace ads on Facebook about the reduced price of $58 per year. So I decided to pay it. I will use Headspace for the next year and see if it really brings me any benefits.

If I really spend 10 minutes a day with the app, then it’s 60 hours in a year. That’s 1 CHF spent for every hour 😉 .

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### Author: ![Runner](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/runner/32/1481_2.png) [@Runner](https://forum.mustachianpost.com/u/Runner)
#### Post date: [December 7, 2018, 3:18pm UTC](https://forum.mustachianpost.com/t/1000000chfs-journal/310/141 "2018-12-07T15:18:48Z")

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@Bojack if you are beginner in mediation then I highly recommend that you do more than 10min a day - try 20min a day. when you are more experienced then you can reduce to 10min a day. .

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### Author: ![ma0](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/ma0/32/3259_2.png) [@ma0](https://forum.mustachianpost.com/u/ma0)
#### Post date: [December 7, 2018, 8:08pm UTC](https://forum.mustachianpost.com/t/1000000chfs-journal/310/142 "2018-12-07T20:08:11Z")

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I thought it was exactly the opposite. If you are a beginner you get discouraged if you try to concentrate for more than 5minutes…

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### Author: ![Runner](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/runner/32/1481_2.png) [@Runner](https://forum.mustachianpost.com/u/Runner)
#### Post date: [December 7, 2018, 8:16pm UTC](https://forum.mustachianpost.com/t/1000000chfs-journal/310/143 "2018-12-07T20:16:10Z")

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yes i know they say that - consistency is the key and its easier to be consistent when you set yourself the smaller target of 10min a day instead of 20min a day. But the problem is that it can be hard for a beginner to get into the zone within 10min. But it certainly is better to do 10min every day rather than trying to do 20min every day and then end up doing it just once a week because you set your goals too high.

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### Author: ![1000000CHF](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/1000000chf/32/700_2.png) [@1000000CHF](https://forum.mustachianpost.com/u/1000000CHF)
#### Post date: [December 12, 2018, 7:53pm UTC](https://forum.mustachianpost.com/t/1000000chfs-journal/310/144 "2018-12-12T19:53:09Z")

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According to “Atomic habits” by James Clear, it’s even better to start from a minute or two, to let the repetions build up the habit in the brain, by wiring neurons that are getting executed together, and slowly increase bit by bit every day. This way it will be cheaper in terms of energy (glucose) that our willpower inevitably burns.

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### Author: ![1000000CHF](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/1000000chf/32/700_2.png) [@1000000CHF](https://forum.mustachianpost.com/u/1000000CHF)
#### Post date: [December 12, 2018, 8:02pm UTC](https://forum.mustachianpost.com/t/1000000chfs-journal/310/145 "2018-12-12T20:02:27Z")

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BTW. My reading update. I lately read three cool books:

- “Atomic Habits” by James Clear - best book on the psychology and practice of habit formation.

- “Personal MBA” by Josh Kaufman - best introduction to business administration and Entrepreneurship. @Julianek, you should like it, as he refers to Munger’s philosophy and mental models a lot.

- “Why Switzerland?” by Jonathan Steinberg - book on why Switzerland is awesome. It covers history, culture, politics and other aspects.

Currently reading: “Europe” by Norman Davies - gigantic book about the history of Europe.

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<div class="post-metadata">

### Author: ![weirded](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/weirded/32/14916_2.png) [@weirded](https://forum.mustachianpost.com/u/weirded)
#### Post date: [December 12, 2018, 10:04pm UTC](https://forum.mustachianpost.com/t/1000000chfs-journal/310/146 "2018-12-12T22:04:54Z")

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I’ve also finished Personal MBA a couple of weeks ago and found it well written and quite interesting (not all chapters but still)

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### Author: ![lv24](https://forum.mustachianpost.com/letter_avatar_proxy/v4/letter/l/bb73d2/32.png) [@lv24](https://forum.mustachianpost.com/u/lv24)
#### Post date: [December 17, 2018, 9:08am UTC](https://forum.mustachianpost.com/t/1000000chfs-journal/310/147 "2018-12-17T09:08:54Z")

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@1000000CHF, could you lend me the “Why Switzerland?” book ?

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### Author: ![1000000CHF](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/1000000chf/32/700_2.png) [@1000000CHF](https://forum.mustachianpost.com/u/1000000CHF)
#### Post date: [December 17, 2018, 5:55pm UTC](https://forum.mustachianpost.com/t/1000000chfs-journal/310/148 "2018-12-17T17:55:14Z")

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I’ve got it from Bibliothek Zug.

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### Author: ![ma0](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/ma0/32/3259_2.png) [@ma0](https://forum.mustachianpost.com/u/ma0)
#### Post date: [December 17, 2018, 9:42pm UTC](https://forum.mustachianpost.com/t/1000000chfs-journal/310/149 "2018-12-17T21:42:56Z")

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Use NEBIS to find it.  
[https://recherche.nebis.ch/primo-explore/search?query=any,contains,Why%20Switzerland%3F&tab=default\_tab&search\_scope=default\_scope&sortby=date&vid=NEBIS&facet=frbrgroupid,include,270018887&lang=en\_US&offset=0](https://recherche.nebis.ch/primo-explore/search?query=any,contains,Why%20Switzerland%3F&tab=default_tab&search_scope=default_scope&sortby=date&vid=NEBIS&facet=frbrgroupid,include,270018887&lang=en_US&offset=0)

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<div class="post-metadata">

### Author: ![lv24](https://forum.mustachianpost.com/letter_avatar_proxy/v4/letter/l/bb73d2/32.png) [@lv24](https://forum.mustachianpost.com/u/lv24)
#### Post date: [December 18, 2018, 1:13am UTC](https://forum.mustachianpost.com/t/1000000chfs-journal/310/150 "2018-12-18T01:13:11Z")

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do you know if the zug library is in the nebis network ?

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<div class="post-metadata">

### Author: ![ma0](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/ma0/32/3259_2.png) [@ma0](https://forum.mustachianpost.com/u/ma0)
#### Post date: [December 18, 2018, 7:21am UTC](https://forum.mustachianpost.com/t/1000000chfs-journal/310/151 "2018-12-18T07:21:29Z")

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3 clicks and a bit of scrolling.  
Let’s try not to be too lazy…

🙂

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### Author: ![lv24](https://forum.mustachianpost.com/letter_avatar_proxy/v4/letter/l/bb73d2/32.png) [@lv24](https://forum.mustachianpost.com/u/lv24)
#### Post date: [December 18, 2018, 11:56am UTC](https://forum.mustachianpost.com/t/1000000chfs-journal/310/152 "2018-12-18T11:56:27Z")

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ma0, took you longer to type that than a ‘yes/no’ 😉

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### Author: ![ma0](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/ma0/32/3259_2.png) [@ma0](https://forum.mustachianpost.com/u/ma0)
#### Post date: [December 18, 2018, 12:11pm UTC](https://forum.mustachianpost.com/t/1000000chfs-journal/310/153 "2018-12-18T12:11:41Z")

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ahaha. sure.  
it actually took me a bit to find out that there isn’t a library in Zug. At first I didn’t want to search for you though.  
I am too curious 😕

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### Author: ![lv24](https://forum.mustachianpost.com/letter_avatar_proxy/v4/letter/l/bb73d2/32.png) [@lv24](https://forum.mustachianpost.com/u/lv24)
#### Post date: [December 18, 2018, 1:58pm UTC](https://forum.mustachianpost.com/t/1000000chfs-journal/310/154 "2018-12-18T13:58:11Z")

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oh, there is a library in Zug. just don’t know about it’s connection to nebis. will probably look tonight

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### Author: ![hedgehog](https://forum.mustachianpost.com/user_avatar/forum.mustachianpost.com/hedgehog/32/163_2.png) [@hedgehog](https://forum.mustachianpost.com/u/hedgehog)
#### Post date: [December 18, 2018, 2:22pm UTC](https://forum.mustachianpost.com/t/1000000chfs-journal/310/155 "2018-12-18T14:22:38Z")

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Check out gen.lib.rus.ec, the only library i need

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