# Latest **URL:** https://forum.mustachianpost.com/latest.md [Latest](https://forum.mustachianpost.com/latest.md) · [Categories](https://forum.mustachianpost.com/categories.md) --- ## [Welcome to the Swiss FIRE Forum + Guidelines](https://forum.mustachianpost.com/t/welcome-to-the-swiss-fire-forum-guidelines/8886)
**Author:** [@system](https://forum.mustachianpost.com/u/system)\ **Replies:** 2\ **Last updated:** [April 17, 2024, 6:05am UTC](https://forum.mustachianpost.com/t/welcome-to-the-swiss-fire-forum-guidelines/8886 "2024-04-17T06:05:38Z")
Welcome to the Swiss FIRE community! We are thrilled to give you a warm welcome to this space. Our mission is to support each Swiss in his or her FIRE (Financial Independence Retire Early) quest in Switzerland. We envi… --- ## [\[Guidepost\] to the Swiss Mustachian Investment Forum](https://forum.mustachianpost.com/t/guidepost-to-the-swiss-mustachian-investment-forum/280)
**Author:** [@nugget](https://forum.mustachianpost.com/u/nugget)\ **Replies:** 0\ **Last updated:** [May 1, 2017, 8:57pm UTC](https://forum.mustachianpost.com/t/guidepost-to-the-swiss-mustachian-investment-forum/280 "2017-05-01T20:57:55Z")
Hey you, you are probably here because you are looking for some badass knowledge to skyrocket your investment! This one should get you started, giving you an overview on the content of this awesome forum! to all reader… --- ## [New Vanguard World funds with 0.07% TER VGLA / VALL](https://forum.mustachianpost.com/t/new-vanguard-world-funds-with-0-07-ter-vgla-vall/19485)
**Author:** [@FatherDougal](https://forum.mustachianpost.com/u/FatherDougal)\ **Replies:** 331\ **Last updated:** [September 24, 2026, 8:32pm UTC](https://forum.mustachianpost.com/t/new-vanguard-world-funds-with-0-07-ter-vgla-vall/19485 "2026-09-24T20:32:13Z")
Hello everyone. There were a couple of new ETFs issued by Vanguard in August. There is now a Vanguard World All Caps fund with charges of only 0.07%. Makes VWRL (at 0.14%) look a little expensive? What do we think? --- ## [Swiss apps and websites: share your hidden gems](https://forum.mustachianpost.com/t/swiss-apps-and-websites-share-your-hidden-gems/19642)
**Author:** [@pavophilip](https://forum.mustachianpost.com/u/pavophilip)\ **Replies:** 0\ **Last updated:** [September 24, 2026, 8:30pm UTC](https://forum.mustachianpost.com/t/swiss-apps-and-websites-share-your-hidden-gems/19642 "2026-09-24T20:30:22Z")
Hi everyone, Have you built or discovered an app, website or tool that makes life in Switzerland easier? Share a link and what it does. Small side projects are welcome too! :rocket: --- ## [Any Stockpickers out there?](https://forum.mustachianpost.com/t/any-stockpickers-out-there/8203)
**Author:** [@anon17469660](https://forum.mustachianpost.com/u/anon17469660)\ **Replies:** 1633\ **Last updated:** [September 24, 2026, 8:03pm UTC](https://forum.mustachianpost.com/t/any-stockpickers-out-there/8203 "2026-09-24T20:03:11Z")
Anyone else stockpicking here and interested in discussing things? Note: if you’re a fundamental index only person, thanks for clicking into this, please move on. :slight\_smile: Me, FIREd, started picking stocks in 20 … --- ## [Mortgage rates in Switzerland \[2026 edition\]](https://forum.mustachianpost.com/t/mortgage-rates-in-switzerland-2026-edition/18140)
**Author:** [@PhilMongoose](https://forum.mustachianpost.com/u/PhilMongoose)\ **Replies:** 222\ **Last updated:** [September 24, 2026, 7:17pm UTC](https://forum.mustachianpost.com/t/mortgage-rates-in-switzerland-2026-edition/18140 "2026-09-24T19:17:06Z")
Just comparing what I see today below: versus, what I saw back in January. 10 year has gone from 1.45% to 1.64%. Why is it going up instead of down? I thought central banks were cutting rates. I guess maybe mostly … --- ## [Finpension (2nd/3rd pillar investing)](https://forum.mustachianpost.com/t/finpension-2nd-3rd-pillar-investing/2864)
**Author:** [@Cortana](https://forum.mustachianpost.com/u/Cortana)\ **Replies:** 327\ **Last updated:** [September 24, 2026, 6:08pm UTC](https://forum.mustachianpost.com/t/finpension-2nd-3rd-pillar-investing/2864 "2026-09-24T18:08:31Z")
The yield in pension funds is a joke, most of them will give you 1%/year. And you have to withdraw everything in 1 year and can’t split it up like the 3rd pillar. Did anyone try to hide it? After changing jobs moving th… --- ## [BlackRock to drop ETFs from SIX and relist on retail-focused Swiss exchange (49 ETFs impacted)](https://forum.mustachianpost.com/t/blackrock-to-drop-etfs-from-six-and-relist-on-retail-focused-swiss-exchange-49-etfs-impacted/19639)
**Author:** [@wapiti](https://forum.mustachianpost.com/u/wapiti)\ **Replies:** 12\ **Last updated:** [September 24, 2026, 5:53pm UTC](https://forum.mustachianpost.com/t/blackrock-to-drop-etfs-from-six-and-relist-on-retail-focused-swiss-exchange-49-etfs-impacted/19639 "2026-09-24T17:53:52Z")
Article from:https://www.etfstream.com/articles/blackrock-to-drop-etfs-from-six-and-relist-on-retail-focused-swiss-exchange BlackRock is relisting a portion of its SIX Swiss Exchange-listed ETF share classes onto the re… --- ## [Managed Futures](https://forum.mustachianpost.com/t/managed-futures/10396)
**Author:** [@Helix](https://forum.mustachianpost.com/u/Helix)\ **Replies:** 191\ **Last updated:** [September 24, 2026, 5:46pm UTC](https://forum.mustachianpost.com/t/managed-futures/10396 "2026-09-24T17:46:40Z")
Ok, I yield. Data I took the monthly index data of KFA MLM (index replicated by KMLM) from their website. I subtracted their TER of 0.92% spread evenly over the year. They actually replicate this index for customers sin… --- ## [Programmatic Tax Return / e-Steuerauszug](https://forum.mustachianpost.com/t/programmatic-tax-return-e-steuerauszug/11908)
**Author:** [@Bil](https://forum.mustachianpost.com/u/Bil)\ **Replies:** 34\ **Last updated:** [September 24, 2026, 3:32pm UTC](https://forum.mustachianpost.com/t/programmatic-tax-return-e-steuerauszug/11908 "2026-09-24T15:32:24Z")
Is there anyway of creating your own E-tax statement document with barcodes? I traded 1500 different stocks last year on a US broker and there doesn’t seem to be any way of programmatically adding these trades to the ta… --- ## [How much cash do you keep in your checking account?](https://forum.mustachianpost.com/t/how-much-cash-do-you-keep-in-your-checking-account/19601)
**Author:** [@PhilMongoose](https://forum.mustachianpost.com/u/PhilMongoose)\ **Replies:** 57\ **Last updated:** [September 24, 2026, 9:30am UTC](https://forum.mustachianpost.com/t/how-much-cash-do-you-keep-in-your-checking-account/19601 "2026-09-24T09:30:06Z")
How much money do you typically keep in your checking account? Normally I keep very little but as I take profits on some of my positions I’ve been transferring some of it into my bank account. I noticed that once I tran… --- ## [Pre-seed validation in Switzerland as a non-EU founder](https://forum.mustachianpost.com/t/pre-seed-validation-in-switzerland-as-a-non-eu-founder/19631)
**Author:** [@EnCatimini](https://forum.mustachianpost.com/u/EnCatimini)\ **Replies:** 8\ **Last updated:** [September 24, 2026, 8:16am UTC](https://forum.mustachianpost.com/t/pre-seed-validation-in-switzerland-as-a-non-eu-founder/19631 "2026-09-24T08:16:13Z")
Hi everyone, I’m a non-EU solo founder exploring a premium mental wellness product for the Swiss market. I’m deliberately very early: no product, no company, no revenue yet. At this point I’m validating the problem, th… --- ## [Geneva drinks this week?](https://forum.mustachianpost.com/t/geneva-drinks-this-week/16904)
**Author:** [@alanmack](https://forum.mustachianpost.com/u/alanmack)\ **Replies:** 5\ **Last updated:** [September 24, 2026, 5:50am UTC](https://forum.mustachianpost.com/t/geneva-drinks-this-week/16904 "2026-09-24T05:50:50Z")
Hello all! Slightly last minute, but I was thinking of organising some Mustachian drinks this week if enough people are around. poll Let me know if you’d be up for it! --- ## [What is your second pillar performance?](https://forum.mustachianpost.com/t/what-is-your-second-pillar-performance/6004)
**Author:** [@boschika](https://forum.mustachianpost.com/u/boschika)\ **Replies:** 344\ **Last updated:** [September 23, 2026, 8:33pm UTC](https://forum.mustachianpost.com/t/what-is-your-second-pillar-performance/6004 "2026-09-23T20:33:29Z")
I asked mine and was shocked to discover its performance is a whopping 1% per year (the exact rate is voted each year at the end of the year for the year that just finished). That’s… nothing at all! And they charge a co… --- ## [Anyone using findependent? (Swiss robo advisor)](https://forum.mustachianpost.com/t/anyone-using-findependent-swiss-robo-advisor/9928)
**Author:** [@nugget](https://forum.mustachianpost.com/u/nugget)\ **Replies:** 52\ **Last updated:** [September 23, 2026, 7:52pm UTC](https://forum.mustachianpost.com/t/anyone-using-findependent-swiss-robo-advisor/9928 "2026-09-23T19:52:43Z")
Hi all I recently stumbled over findependent while searching for a (non-3a) robo-advisor solution for a friend (see Robo Advisors comparison on Moneyland). My first impression is good: all-in-fees 0.44% which is amon… --- ## [post-FI/early retired - looking to connect ONLY with people that reached FIRE too](https://forum.mustachianpost.com/t/post-fi-early-retired-looking-to-connect-only-with-people-that-reached-fire-too/19638)
**Author:** [@Chrigi](https://forum.mustachianpost.com/u/Chrigi)\ **Replies:** 0\ **Last updated:** [September 23, 2026, 6:47pm UTC](https://forum.mustachianpost.com/t/post-fi-early-retired-looking-to-connect-only-with-people-that-reached-fire-too/19638 "2026-09-23T18:47:05Z")
Bereits FIRE (45, ZG) – Suche schweizweit Austausch NUR mit Personen, die das Ziel schon erreicht haben (Post-FI/Early Retired) - um mit Gleichgesinnten unsere Freiheit geniessen (Wandern, Velotour, i’d Beiz​:beer\_mug:, … --- ## [Dumping your portfolio / financial accounts into AI (eg chatgpt)](https://forum.mustachianpost.com/t/dumping-your-portfolio-financial-accounts-into-ai-eg-chatgpt/19102)
**Author:** [@Butch](https://forum.mustachianpost.com/u/Butch)\ **Replies:** 30\ **Last updated:** [September 23, 2026, 6:45pm UTC](https://forum.mustachianpost.com/t/dumping-your-portfolio-financial-accounts-into-ai-eg-chatgpt/19102 "2026-09-23T18:45:42Z")
Any of you with experience doing this (aimed at getting good feedback on strategy, allocation, choices, etc)? Good prompts? Useful feedback? Concerns (eg personal info)? --- ## [Buy a house linked to life annuity (Viager in french)](https://forum.mustachianpost.com/t/buy-a-house-linked-to-life-annuity-viager-in-french/13842)
**Author:** [@ParaStachian](https://forum.mustachianpost.com/u/ParaStachian)\ **Replies:** 20\ **Last updated:** [September 23, 2026, 1:18pm UTC](https://forum.mustachianpost.com/t/buy-a-house-linked-to-life-annuity-viager-in-french/13842 "2026-09-23T13:18:39Z")
Hi! A friend contacted me about a house to sell with a viager. I did not find a proper english translation for viager, but as a quick definition basically you buy the house at a discount, but you have to let the seller… --- ## [Security at Interactive Brokers](https://forum.mustachianpost.com/t/security-at-interactive-brokers/12135)
**Author:** [@wapiti](https://forum.mustachianpost.com/u/wapiti)\ **Replies:** 310\ **Last updated:** [September 23, 2026, 7:33am UTC](https://forum.mustachianpost.com/t/security-at-interactive-brokers/12135 "2026-09-23T07:33:24Z")
I have seen this post on Linkedin, which made me a bit worried. What are the securities which can be activated (or you are using) to secure your IBKR account ? and limit unauthorized transfer ? --- ## [Fire and forget setup](https://forum.mustachianpost.com/t/fire-and-forget-setup/19630)
**Author:** [@PhilMongoose](https://forum.mustachianpost.com/u/PhilMongoose)\ **Replies:** 13\ **Last updated:** [September 22, 2026, 4:38pm UTC](https://forum.mustachianpost.com/t/fire-and-forget-setup/19630 "2026-09-22T16:38:27Z")
What can be recommended to someone who wants to set up an investment once and then simply have a regular or irregular monthly transfers from the bank account to the investment accountant have it automatically invest, con… --- ## [Overview: Best CHF Rates (insured up to 100k)](https://forum.mustachianpost.com/t/overview-best-chf-rates-insured-up-to-100k/10517)
**Author:** [@oslasho](https://forum.mustachianpost.com/u/oslasho)\ **Replies:** 20\ **Last updated:** [September 22, 2026, 3:04pm UTC](https://forum.mustachianpost.com/t/overview-best-chf-rates-insured-up-to-100k/10517 "2026-09-22T15:04:36Z")
\----- Last update: 19.9.26 ----- Best rates only & important conditions only \[de\] \[fr\] \[it\] = Website available in that language only Short guide to fixed income options SPECIAL CASH ACCOUNTS \[ Thread \] = no… --- ## [Self-custody of cryptocurrencies](https://forum.mustachianpost.com/t/self-custody-of-cryptocurrencies/9271)
**Author:** [@Oliv](https://forum.mustachianpost.com/u/Oliv)\ **Replies:** 78\ **Last updated:** [September 21, 2026, 3:59pm UTC](https://forum.mustachianpost.com/t/self-custody-of-cryptocurrencies/9271 "2026-09-21T15:59:25Z")
I can recommend exodus as a great wallet, you can have it on your mobile phone as an app, it is really good and light. Usually, all it takes is to scan a QR code. A general comment, exchanges are not necessarily a “wall… --- ## [Just found out IBKR supports passkeys now](https://forum.mustachianpost.com/t/just-found-out-ibkr-supports-passkeys-now/19628)
**Author:** [@missaq](https://forum.mustachianpost.com/u/missaq)\ **Replies:** 0\ **Last updated:** [September 21, 2026, 9:20am UTC](https://forum.mustachianpost.com/t/just-found-out-ibkr-supports-passkeys-now/19628 "2026-09-21T09:20:55Z")
I randomly found out last week that Interactive Brokers finally supports passkeys. You can also use hardware security keys like a YubiKey, which I think is pretty nice for a brokerage account. Being able to use a hardwa… --- ## [Starlink IPO - would you invest?](https://forum.mustachianpost.com/t/starlink-ipo-would-you-invest/10274)
**Author:** [@Cortana](https://forum.mustachianpost.com/u/Cortana)\ **Replies:** 53\ **Last updated:** [September 21, 2026, 11:43am UTC](https://forum.mustachianpost.com/t/starlink-ipo-would-you-invest/10274 "2026-09-21T11:43:34Z")
It seems that the IPO of Starlink isn‘t that far away anymore, probably happening in 2024. Would you invest in it? I‘m a strong believer of index funds and never owned a single stock. But I‘m not sure if I would stick w… --- ## [Online tutoring](https://forum.mustachianpost.com/t/online-tutoring/19624)
**Author:** [@Gooner10076](https://forum.mustachianpost.com/u/Gooner10076)\ **Replies:** 3\ **Last updated:** [September 21, 2026, 9:39am UTC](https://forum.mustachianpost.com/t/online-tutoring/19624 "2026-09-21T09:39:59Z")
Hi all my daughter is a uni student in the UK, she is registered as resident in Switzerland as she comes back here during holiday time. To get some extra cash she wants to do some online tutoring with a company that is … --- ## [Zurich Mustachian Meetups (updated)](https://forum.mustachianpost.com/t/zurich-mustachian-meetups-updated/2645)
**Author:** [@Mr.Paprika](https://forum.mustachianpost.com/u/Mr.Paprika)\ **Replies:** 219\ **Last updated:** [September 21, 2026, 4:27am UTC](https://forum.mustachianpost.com/t/zurich-mustachian-meetups-updated/2645 "2026-09-21T04:27:31Z")
Hi Together, to be connected not only virtually, but in person too, let’s meet in Zurich. The goal of the topic is to be informed about the latest Mustachian Meetups in Zurich, and attend on the Doodle if you want to be… --- ## [Help with canceling...SVAG](https://forum.mustachianpost.com/t/help-with-canceling-svag/19614)
**Author:** [@Piouvd](https://forum.mustachianpost.com/u/Piouvd)\ **Replies:** 16\ **Last updated:** [September 20, 2026, 7:17pm UTC](https://forum.mustachianpost.com/t/help-with-canceling-svag/19614 "2026-09-20T19:17:12Z")
Hi everyone, I am looking for some critical feedback on my couple’s financial situation. Our profile: Working couple, early 30s. Income: CHF 6,000 gross per month each. Main goal: We want to save up a down payment to… --- ## [25 Years anniversary for Postfinance](https://forum.mustachianpost.com/t/25-years-anniversary-for-postfinance/19621)
**Author:** [@ma0](https://forum.mustachianpost.com/u/ma0)\ **Replies:** 4\ **Last updated:** [September 20, 2026, 3:11pm UTC](https://forum.mustachianpost.com/t/25-years-anniversary-for-postfinance/19621 "2026-09-20T15:11:30Z")
I like their promotional page. They write marketing stuff as main content, they write marketing stuff on the technical part and again marketing stuff on the faq. On the 25th they offer commission free trading on SIX. Ju… --- ## [Quality of discussions](https://forum.mustachianpost.com/t/quality-of-discussions/8829)
**Author:** [@anon21880037](https://forum.mustachianpost.com/u/anon21880037)\ **Replies:** 91\ **Last updated:** [September 20, 2026, 2:41pm UTC](https://forum.mustachianpost.com/t/quality-of-discussions/8829 "2026-09-20T14:41:11Z")
Dear All, Been on the forum for a while and noticed some quality discussions going down, as some of you flagged in the past. When reading some treads it seems that what is detrimental to topics quality is; continue b… --- ## [Invested Pillar 3a and Vested Benefits Account for Swiss Abroad?](https://forum.mustachianpost.com/t/invested-pillar-3a-and-vested-benefits-account-for-swiss-abroad/19580)
**Author:** [@Gallica](https://forum.mustachianpost.com/u/Gallica)\ **Replies:** 8\ **Last updated:** [September 19, 2026, 1:34pm UTC](https://forum.mustachianpost.com/t/invested-pillar-3a-and-vested-benefits-account-for-swiss-abroad/19580 "2026-09-19T13:34:16Z")
Hi everyone, I’m planning on moving to Sweden and I’m trying to figure out what to do with my pillar 2 and pillar 3a. I’m 32 and I don’t have a huge amount in them, about 50k in my Pillar 2 (30% of that are the super-m… [Next page](https://forum.mustachianpost.com/latest.md?page=1)